Atmos™ Rewards Ascent Visa Signature®
Bank of America · VISA
The Atmos™ Rewards Ascent Visa Signature® is a credit card from Bank of America on the VISA network. It has an annual fee of $95. It earns 1x on everything else.
Key facts
- Annual fee
- $95
- Purchase APR
- 19.49% - 27.49% variable APR
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1x | 1x on all other purchases |
Benefits and perks
- Limited-time online offer: Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $2,500 or more on purchases within the first 90 days of opening your account.
- Annual $99 Companion Fare: Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year.
- Free checked bag + preferred boarding: Free checked bag and preferred boarding for you and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card.
- Earn points on everyday purchases with no cap: Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases, including rideshare. Earn unlimited 1 point for every $1 spent on all other purchases. Flexibility with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.
- Get more out of your travels: Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your card. Get $100 off an annual Alaska Lounge+ Membership purchased with your card.
- 10% rewards bonus: You can also earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account. For example, for every 1,000 points you earn on purchases, you'll receive 1,100 points.
Rates and fees
Annual membership fee: $95. Purchase APR: 19.49% - 27.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Atmos™ Rewards Ascent Visa Signature®
What is the annual fee on the Atmos™ Rewards Ascent Visa Signature®?
The Atmos™ Rewards Ascent Visa Signature® has an annual fee of $95.
What rewards does the Atmos™ Rewards Ascent Visa Signature® earn?
The Atmos™ Rewards Ascent Visa Signature® earns 1x on everything else.
Is the Atmos™ Rewards Ascent Visa Signature® worth it?
The Atmos™ Rewards Ascent Visa Signature® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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