Atmos™ Rewards Summit Visa Infinite® Credit Card
Bank of America · VISA
The Atmos™ Rewards Summit Visa Infinite® Credit Card is a credit card from Bank of America on the VISA network. It has an annual fee of $395. It earns 3x on dining & restaurants, 1x on everything else.
Key facts
- Annual fee
- $395
- Purchase APR
- 19.49% - 27.49% variable APR
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 3x | 3x on eligible dining |
| Everything else | 1x | 1x on all other purchases |
Benefits and perks
- Limited-time online offer: Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 or more on purchases within the first 90 days of opening your account.
- Globally inspired benefits: Receive a 25,000-point Global Companion Award on every account anniversary. Plus, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases that year.
- Everyday earning with flexible redemption: Earn 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases. Earn 1 point for every $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account. Share your accumulated points with up to ten additional Atmos™ Rewards members and redeem points with no blackout dates on Alaska Airlines, Hawaiian Airlines, or our network of airline partners. Points don't expire on active accounts. Enjoy waived fees for
- Elevated travel experience: Free checked bag and preferred boarding for you and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card. Boost your Atmos™ Rewards membership status with 10,000 status points on your account anniversary each year. Receive 8 Alaska Lounge passes every calendar year (2 per quarter). Receive up to a $120 Airport Security Statement Credit every four years in connecton with TSA PreCheck® or Global Entry truster traveler programs. Receive a $50 Instant Travel Delay Credit for flight cancellations or depar
- Rewards reaching new heights: Receive up to a $120 Airport Security Statement Credit every four years in connection with the TSA PreCheck or Global Entry trusted traveler programs. Plus, enjoy 20% back on Alaska Airlines inflight purchases when you pay with your new card.
- 10% rewards bonus: Plus, earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account. For example, that means that for every 1,000 miles you earn on purchases, you’ll receive 1,100 miles.
Rates and fees
Annual membership fee: $395. Purchase APR: 19.49% - 27.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Atmos™ Rewards Summit Visa Infinite® Credit Card
What is the annual fee on the Atmos™ Rewards Summit Visa Infinite® Credit Card?
The Atmos™ Rewards Summit Visa Infinite® Credit Card has an annual fee of $395.
What rewards does the Atmos™ Rewards Summit Visa Infinite® Credit Card earn?
The Atmos™ Rewards Summit Visa Infinite® Credit Card earns 3x on dining & restaurants, 1x on everything else.
Is the Atmos™ Rewards Summit Visa Infinite® Credit Card worth it?
The Atmos™ Rewards Summit Visa Infinite® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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