BankAmericard® Credit Card

BankAmericard® Credit Card

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Bank of America · MASTERCARD

The BankAmericard® Credit Card is a credit card from Bank of America on the Mastercard network.

Verified 7 Sept 2026

Key facts

Network
MASTERCARD

Benefits and perks

  • No annual fee †: Enjoy no annual fee with the perfect card if you want to save money on interest and pay down balances faster
  • Low Introductory APR Offer: Introductory 0% † APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
  • No penalty APR †: No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Learn more about credit: Access to credit education on topics like using credit cards responsibly, budgeting and more

Questions about the BankAmericard® Credit Card

What is the annual fee on the BankAmericard® Credit Card?

Woodo does not currently hold verified annual fee data for the BankAmericard® Credit Card. Check the issuer's own terms for the current fee.

Is the BankAmericard® Credit Card worth it?

The BankAmericard® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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