BankAmericard® Credit Card
Bank of America · MASTERCARD
The BankAmericard® Credit Card is a credit card from Bank of America on the MASTERCARD network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Purchase APR
- 14.99% - 25.99% variable APR
- Network
- MASTERCARD
Benefits and perks
- No annual fee †: Enjoy no annual fee with the perfect card if you want to save money on interest and pay down balances faster
- Low Introductory APR Offer: Introductory 0% † APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
- No penalty APR †: No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Learn more about credit: Access to credit education on topics like using credit cards responsibly, budgeting and more
Rates and fees
Annual membership fee: $0. Purchase APR: 14.99% - 25.99% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the BankAmericard® Credit Card
What is the annual fee on the BankAmericard® Credit Card?
The BankAmericard® Credit Card has an annual fee of $0.
Is the BankAmericard® Credit Card worth it?
The BankAmericard® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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