BankAmericard® Secured Credit Card
Bank of America · MASTERCARD
The BankAmericard® Secured Credit Card is a credit card from Bank of America on the MASTERCARD network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Purchase APR
- 25.99% variable APR
- Network
- MASTERCARD
Benefits and perks
- Help build your credit: A secured credit card designed to help establish, strengthen or rebuild credit
- A minimum security deposit of $200 (maximum of $5,000) is required to open this account.: Your maximum credit limit will be determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established.
- Deposit: We'll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
- Learn more about credit: Access to credit education on topics like using credit cards responsibly, budgeting and more
Rates and fees
Annual membership fee: $0. Purchase APR: 25.99% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the BankAmericard® Secured Credit Card
What is the annual fee on the BankAmericard® Secured Credit Card?
The BankAmericard® Secured Credit Card has an annual fee of $0.
Is the BankAmericard® Secured Credit Card worth it?
The BankAmericard® Secured Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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