Norwegian Cruise Line® World Mastercard®
Bank of America · MASTERCARD
The Norwegian Cruise Line® World Mastercard® is a credit card from Bank of America on the MASTERCARD network. It has an annual fee of $0. It earns 2x on travel, 1x on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 17.49% - 27.49% variable APR
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 2x | 2x on eligible air and hotel purchases and |
| Everything else | 1x | 1x on all other purchases |
Benefits and perks
- Earn triple points: Earn 3 WorldPoints® points for every $1 spent on Norwegian purchases, 2 WorldPoints® points per $1 spent on eligible air and hotel purchases and 1 WorldPoints® point per $1 spent on all other purchases
- No annual fee † and no foreign transaction fees †: Enjoy no annual fee and no foreign transaction fees while earning points to redeem for upgrades, travel, on-board credits and more
- You choose the rewards that matter most to you: Redeem points for stateroom upgrades, travel discounts, exclusive redemption opportunities for last minute cruises, onboard credits, car rentals, hotel stays, cash and gift cards.
- Online Offer: 20,000 bonus points: Get 20,000 bonus points after you make $1,000 or more in purchases in the first 90 days of account opening – which can be redeemed for $200 off your next Norwegian cruise
- Achieve more with BofA Rewards™: Enrich your experience as a Bank of America customer with the BofA Rewards™ program—starting with a rewards bonus on every credit card purchase. Visit BofA Rewards to learn more about eligibility and enrollment.
Rates and fees
Annual membership fee: $0. Purchase APR: 17.49% - 27.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Norwegian Cruise Line® World Mastercard®
What is the annual fee on the Norwegian Cruise Line® World Mastercard®?
The Norwegian Cruise Line® World Mastercard® has an annual fee of $0.
What rewards does the Norwegian Cruise Line® World Mastercard® earn?
The Norwegian Cruise Line® World Mastercard® earns 2x on travel, 1x on everything else.
Is the Norwegian Cruise Line® World Mastercard® worth it?
The Norwegian Cruise Line® World Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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