Bank of America® Premium Rewards® Credit Card

Key facts

Annual fee

$95

Purchase APR

19.49% - 27.49% variable APR

Network

VISA

Reward rates by category

Benefits and perks

• Get up to $200 in travel statement credits: Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees - automatically applied to your card statement Get up to $100 in Airport Security Statement Credits for TSA PreCheck® or Global Entry application fees, every four years
• Unlock premium value for your everyday spend: Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and points don't expire as long as the account remains open. Flexibility to choose how you redeem your points – redeem for cash back as a deposit into eligible Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at BofA Travel.
• 60,000 bonus point offer: 60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening
• No foreign transaction fees †: No matter where you're traveling, feel free to use your Bank of America® Premium Rewards® credit card without incurring foreign transaction fees when making purchases outside of the United States
• Achieve more with BofA Rewards™: Enrich your experience as a Bank of America customer with the BofA Rewards™ program—starting with a rewards bonus on every credit card purchase. Visit BofA Rewards to learn more about eligibility and enrollment.

Questions about the Bank of America® Premium Rewards® Credit Card