Bank of America Royal ONE™ Visa Signature® Credit Card
Bank of America · VISA
The Royal ONE™ Visa Signature® Credit Card is a credit card from Bank of America on the Visa network. It earns 2x on groceries, 1x on everything else.
Key facts
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 2x | 2x on eligible grocery |
| Everything else | 1x | 1x on all other purchases |
Benefits and perks
- Earn points: 3 points per dollar spent on eligible Royal Caribbean® , Celebrity Cruises® and Silversea® purchases 2 points per dollar spent on eligible grocery, gas and EV charging station purchases 1 point per dollar spent on all other purchases
- Online Offer: 30,000 bonus points: 30,000 bonus points, redeemable for $300 in onboard credit or cruise discounts, after spending $1,500 on purchases within the first 90 days of account opening
- Anniversary Reward: $100 cruise discount aſter spending $10,000 on purchases every year
- More Benefits: Your card also unlocks special cruise perks like priority boarding and access to exclusive cardholder events.
- Enjoy Royal ONE Rewards SM: Redeem your points for cruise discounts or onboard credit to use toward cruise favorites like specialty dining, beverage packages, Wi-Fi, shore excursions and more.
Questions about the Bank of America Royal ONE™ Visa Signature® Credit Card
What is the annual fee on the Bank of America Royal ONE™ Visa Signature® Credit Card?
Woodo does not currently hold verified annual fee data for the Bank of America Royal ONE™ Visa Signature® Credit Card. Check the issuer's own terms for the current fee.
What rewards does the Bank of America Royal ONE™ Visa Signature® Credit Card earn?
The Bank of America Royal ONE™ Visa Signature® Credit Card earns 2x on groceries, 1x on everything else.
Is the Bank of America Royal ONE™ Visa Signature® Credit Card worth it?
The Bank of America Royal ONE™ Visa Signature® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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