Bank of America® Travel Rewards Credit Card
Bank of America · VISA
The Bank of America® Travel Rewards Credit Card is a credit card from Bank of America on the VISA network. It has an annual fee of $0. It earns 3x on travel, 1.5x on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 17.49% - 27.49% variable APR
- Intro APR
- 0% Introductory APR on purchases and qualifying balance transfers for 15 billing cycles; after that 17.49% variable APR
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 3x | 3x on travel purchases booked through |
| Everything else | 1.5x | 1.5x on everyday purchases and no expiration on points as long as yo |
Benefits and perks
- Unlimited points: Earn unlimited 1.5 points for every $1 you spend on everyday purchases and no expiration on points as long as your account remains open.
- No annual fee † and no foreign transaction fees †: Enjoy no annual fee and no foreign transaction fees while earning points to use for a statement credit to pay for flights, hotel stays, vacation rentals, baggage fees, and also at restaurants – including takeout.
- Low Introductory APR Offer: 0% † Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 17.49% to 27.49% will apply. 3% † Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.
- 25,000 online bonus points offer: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $250 statement credit toward travel and dining purchases
- Achieve more with BofA Rewards™: Enrich your experience as a Bank of America customer with the BofA Rewards™ program—starting with a rewards bonus on every credit card purchase. Visit BofA Rewards to learn more about eligibility and enrollment.
Rates and fees
Annual membership fee: $0. Purchase APR: 17.49% - 27.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% Introductory APR on purchases and qualifying balance transfers for 15 billing cycles; after that 17.49% variable APR.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Bank of America® Travel Rewards Credit Card
What is the annual fee on the Bank of America® Travel Rewards Credit Card?
The Bank of America® Travel Rewards Credit Card has an annual fee of $0.
What rewards does the Bank of America® Travel Rewards Credit Card earn?
The Bank of America® Travel Rewards Credit Card earns 3x on travel, 1.5x on everything else.
Is the Bank of America® Travel Rewards Credit Card worth it?
The Bank of America® Travel Rewards Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Bank of America
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement