Aeroplan Card

Aeroplan Card

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Chase · VISA

The Aeroplan Card is a credit card from Chase on the VISA network. It has an annual fee of $95. It earns 3x on groceries. The welcome offer is Earn 60,000 bonus points. Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months your account is open.

Verified 7 Sept 2026

Key facts

Annual fee
$95
Purchase APR
19.74% - 28.24% variable APR
Network
VISA
Welcome offer
Earn 60,000 bonus points. Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months your account is open.

Reward rates by category

Reward rates for the Aeroplan Card by spending category
CategoryRateDetail
Groceries3x3x on grocery stores

Benefits and perks

  • Earn points fast with Aeroplan. 3X points at grocery stores, on dining including take out and eligible delivery services and on purchases made directly with Air Canada. Plus, enjoy free first checked bag and other Aeroplan travel benefits.
  • Earn 60,000 bonus points. Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months your account is open.
  • NEW CARDMEMBER OFFER Earn 60,000 bonus points Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months your account is open. *
  • AEROPLAN PERKS Elevate your travel with Aeroplan Elite Status New Cardmember 25K Status New cardmembers will automatically receive Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year. * Keep your Aeroplan 25K Status with $15,000 in account spend during a calendar year. * Upgrade to Aeroplan 35K Status Achieve Aeroplan 35K Status after spending $75,000 on purchases made during a calendar year. Get up to 25,000 SQC Primary Cardmembers can get up to 25,000 Status Qualifying Credits (SQC) each calendar year (5,000 SQC as a bonus, 10,000 SQC with $25,000 in
  • FREE CHECKED BAGS Free First Checked Bags Cardmembers and travel companions (up to eight) traveling on the same reservation will all enjoy free first checked bags (up to 50lb) when travel originates on an Air Canada flight. *
  • PAY YOURSELF BACK Pay Yourself Back We've made it easy to turn your recent travel, dining, grocery store and gas station purchases into a statement credit. It’s up to you how you want to redeem your Aeroplan Points. Just select your eligible transactions that posted to your account within the last 90 days to redeem. *
  • NO FOREIGN TRANSACTION FEES No foreign transaction fees You will pay no foreign transaction fees when you use your card for purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Rates and fees

Annual membership fee: $95. Purchase APR: 19.74% - 28.24% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Aeroplan Card

What is the annual fee on the Aeroplan Card?

The Aeroplan Card has an annual fee of $95.

What rewards does the Aeroplan Card earn?

The Aeroplan Card earns 3x on groceries.

Is the Aeroplan Card worth it?

The Aeroplan Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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