Disney Inspire Visa Card
Chase · VISA
The Disney Inspire Visa Card is a credit card from Chase on the VISA network. It has an annual fee of $149. It earns 3% on gas & fuel, 2% on dining & restaurants, 1% on everything else. The welcome offer is $500 Offer Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
Key facts
- Annual fee
- $149
- Purchase APR
- 18.24% - 27.74% variable APR
- Network
- VISA
- Welcome offer
- $500 Offer Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Gas & fuel | 3% | 3% on card purchases at gas stations and most other U |
| Dining & restaurants | 2% | 2% on card purchases at grocery stores and restaurants |
| Everything else | 1% | 1% on all other card purchases |
Benefits and perks
- $500 Offer Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
- NEW CARDMEMBER OFFER NEW OFFER $500 Offer Get a $300 Disney Gift Card eGift to use today upon approval * Opens offer details overlay. + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening. *
- FEATURED BENEFITS Cardmember Exclusive Benefits Get exclusive park benefits each year only with the Disney Inspire Visa Card. Earn $200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings. * Earn a $100 Statement Credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets. *
- PARTNERSHIP BENEFITS Disney Card Designs Put a little character in your wallet. Choose from several new unique card designs when applying. Once you have the Disney Inspire Visa Card you can change your design at any time. *
- EXCLUSIVE BENEFIT Disney Streaming Earn a $10 statement credit each month after spending $10 or more on qualifying subscriptions directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Yearly activation required. *
- DISNEY REWARDS Earn Disney Rewards Dollars on all card purchases Earn 10% on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. * Earn 3% on card purchases at gas stations and most other U.S. Disney locations. * Earn 2% on card purchases at grocery stores and restaurants. * Earn 1% on all other card purchases. *
- REDEEM REWARDS Pay Yourself Back You can use Pay Yourself Back to redeem Rewards Dollars for a statement credit toward purchases made at most Disney locations in the U.S. and online at Disney sites including DisneyStore.com, DisneyPlus.com, Hulu.com or Stream.ESPN.com. Cardmembers can also redeem Rewards Dollars for a statement credit toward airline tickets purchased with your card. There are no block-out dates when redeeming Rewards Dollars.
Rates and fees
Annual membership fee: $149. Purchase APR: 18.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Disney Inspire Visa Card
What is the annual fee on the Disney Inspire Visa Card?
The Disney Inspire Visa Card has an annual fee of $149.
What rewards does the Disney Inspire Visa Card earn?
The Disney Inspire Visa Card earns 3% on gas & fuel, 2% on dining & restaurants, 1% on everything else.
Is the Disney Inspire Visa Card worth it?
The Disney Inspire Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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