Chase Freedom Flex Credit Card
Chase · VISA
The Chase Freedom Flex Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $0. It earns 5% on travel, 5% on gas & fuel, 3% on dining & restaurants. The welcome offer is Earn a $200 bonus Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Key facts
- Annual fee
- $0
- Purchase APR
- 18.24% - 27.74% variable APR
- Intro APR
- 0% intro APR for 15 months from account opening on purchases and balance transfers
- Network
- VISA
- Welcome offer
- Earn a $200 bonus Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 5% | 5% on travel purchased through |
| Gas & fuel | 5% | 5% on different categories like gas stations |
| Dining & restaurants | 3% | 3% on dining and drugstores |
| Health & pharmacy | 3% | 3% on drugstore purchases |
| Everything else | 1% | 1% on all other purchases |
Benefits and perks
- Earn cash back for every purchase. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase Travel , 3% on dining and drugstores, and 1% on all other purchases.
- Earn a $200 bonus Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
- NEW CARDMEMBER OFFER Earn a $200 bonus Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. * This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
- EARN REWARDS Earn 5% cash back in quarterly bonus categories Earn 5% cash back on different categories like gas stations, grocery stores (excluding Target and Walmart ) * and select online merchants on up to $1,500 in total combined purchases each quarter you activate. * View the 5% cash back calendar Opens overlay .
- EARN CASH BACK Additional ways to earn cash back Earn 5% on travel purchased through Chase Travel . * Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 1% on all other purchases. *
- INTRO OFFER Low intro APR 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 18.24 Min. of (6.75+11.49) and 29.99 %– 27.74 Min. of (6.75+20.99) and 29.99 %.
- ANNUAL FEE No annual fee You won't have to pay an annual fee for all the great features that come with your Chase Freedom Flex card.
- NO EXPIRATION Cash Back rewards do not expire Cash Back rewards do not expire as long as your account is open. * And there is no minimum to redeem for cash back.
Rates and fees
Annual membership fee: $0. Purchase APR: 18.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 15 months from account opening on purchases and balance transfers.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Freedom Flex Credit Card
What is the annual fee on the Chase Freedom Flex Credit Card?
The Chase Freedom Flex Credit Card has an annual fee of $0.
What rewards does the Chase Freedom Flex Credit Card earn?
The Chase Freedom Flex Credit Card earns 5% on travel, 5% on gas & fuel, 3% on dining & restaurants, 3% on health & pharmacy, 1% on everything else.
Is the Chase Freedom Flex Credit Card worth it?
The Chase Freedom Flex Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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