Chase Freedom Unlimited Credit Card
Chase · VISA · traditional
The Chase Freedom Unlimited Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $0. It earns 5% on travel, 3% on dining & restaurants, 3% on health & pharmacy. The welcome offer is Earn a $200 bonus Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Key facts
- Annual fee
- $0
- Purchase APR
- 18.24% - 27.74% variable APR
- Intro APR
- 0% intro APR for 15 months from account opening on purchases and balance transfers
- Network
- VISA
- Welcome offer
- Earn a $200 bonus Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 5% | 5% on travel purchased through |
| Dining & restaurants | 3% | 3% on dining and drugstores and |
| Health & pharmacy | 3% | 3% on drugstore purchases |
| Everything else | 1.50% | 1.5% on all purchases |
Benefits and perks
- Unlimited 1.5% cash back is just the beginning. Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase Travel .
- Earn a $200 bonus Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
- NEW CARDMEMBER OFFER Earn a $200 bonus Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. * Opens offer details overlay This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
- EARN REWARDS Unlimited 1.5% cash back is just the beginning Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Opens offer details overlay Earn 3% on drugstore purchases. * Opens offer details overlay Earn 5% on travel purchased through Chase Travel . * Opens offer details overlay Earn 1.5% on all other purchases. * Opens offer details overlay
- ANNUAL FEE No annual fee You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited card.
- NO EXPIRATION Cash Back rewards do not expire Cash Back rewards do not expire as long as your account is open. * Opens offer details overlay And there is no minimum to redeem for cash back.
Rates and fees
Annual membership fee: $0. Purchase APR: 18.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 15 months from account opening on purchases and balance transfers. Balance transfer APR: 18.24% - 27.74% Variable.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Freedom Unlimited Credit Card
What is the annual fee on the Chase Freedom Unlimited Credit Card?
The Chase Freedom Unlimited Credit Card has an annual fee of $0.
What rewards does the Chase Freedom Unlimited Credit Card earn?
The Chase Freedom Unlimited Credit Card earns 5% on travel, 3% on dining & restaurants, 3% on health & pharmacy, 1.50% on everything else.
Is the Chase Freedom Unlimited Credit Card worth it?
The Chase Freedom Unlimited Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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