Chase IHG One Rewards Business Credit Card
Chase · VISA
The IHG One Rewards Business Credit Card is a credit card from Chase on the Visa network. It has an annual fee of $200. It earns 5x on travel, 3x on everything else. The welcome offer is Earn 190,000 Bonus Points after spending $5,000 in the first 3 months from account opening.
Key facts
- Annual fee
- $200
- Purchase APR
- 19.49% - 27.99% variable APR
- Network
- VISA
- Welcome offer
- Earn 190,000 Bonus Points after spending $5,000 in the first 3 months from account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 5x | 5x on flights booked directly |
| Everything else | 3x | 3x on all other purchases |
Benefits and perks
- Earn IHG One Rewards points on every purchase. Up to 26X total points per $1 spent when you stay at IHG Hotels and Resorts.
- Earn 190,000 Bonus Points after spending $5,000 in the first 3 months from account opening.
- Up to 26X total points at IHG Hotels and Resorts That's 10X points with this card * Opens offer details overlay Plus up to 10X points from IHG on stays for being an IHG One Rewards member * Opens offer details overlay Plus up to 6X points from IHG on stays with Platinum Elite Status, * Opens offer details overlay a benefit of this card * Opens offer details overlay
- 5X points per dollar Earn 5X points on flights booked directly, car rentals, dining, select advertising and at gas stations. * Opens offer details overlay Earn 3X points per $1 spent on all other purchases. * Opens offer details overlay
- Earn 20,000 bonus points Earn 20,000 bonus points after you spend $25,000 on purchases each calendar year. * Opens offer details overlay
Rates and fees
Annual membership fee: $200. Purchase APR: 19.49% - 27.99% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Nov 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase IHG One Rewards Business Credit Card
What is the annual fee on the Chase IHG One Rewards Business Credit Card?
The Chase IHG One Rewards Business Credit Card has an annual fee of $200.
What rewards does the Chase IHG One Rewards Business Credit Card earn?
The Chase IHG One Rewards Business Credit Card earns 5x on travel, 3x on everything else.
Is the Chase IHG One Rewards Business Credit Card worth it?
The Chase IHG One Rewards Business Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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