United Business Card
Chase · VISA
The United Business Card is a credit card from Chase on the VISA network. It has an annual fee of $150. It earns 25% on travel. The welcome offer is Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP) after qualifying activities.
Key facts
- Annual fee
- $150
- Purchase APR
- 19.74% - 28.24% variable APR
- Network
- VISA
- Welcome offer
- Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP) after qualifying activities.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 25% | 25% on United inflight |
Benefits and perks
- 2 United Club one-time passes each year, a free first checked bag, and over $600 in annual partner credits.
- Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP) after qualifying activities.
- Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP) Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. * The 2,000 PQP are in addition to the PQP you can earn from card purchases. PQP help you reach Premier status, which gives you extra benefits like complimentary access to Economy Plus , seat upgrades, and more. * Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open. *
- United Club Access 2 United Club one-time passes per year Over a $100 value. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more. *
- Travel with United NEW! Save 10% or more when booking flights with miles. Premier members save even more. * Free first checked bag - the primary Cardmember and one traveling companion can each check a first standard bag for free - save up to $200 per roundtrip . * Earn 2 continental U.S. Economy Plus seat upgrades after spending $25,000 each calendar year. * Priority boarding - the primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding. * 25% back on United inflight and Club premium drink purchases *
Rates and fees
Annual membership fee: $150. Purchase APR: 19.74% - 28.24% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the United Business Card
What is the annual fee on the United Business Card?
The United Business Card has an annual fee of $150.
What rewards does the United Business Card earn?
The United Business Card earns 25% on travel.
Is the United Business Card worth it?
The United Business Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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