Chase IHG One Rewards Premier Select Credit Card
Chase · VISA
The IHG One Rewards Premier Select Credit Card is a credit card from Chase on the Visa network. It has an annual fee of $350. It earns 6x on everything else. The welcome offer is Earn 200,000 Bonus Points after you spend $5,000 on purchases in the first 3 months from account opening.
Key facts
- Annual fee
- $350
- Purchase APR
- 19.49% - 27.99% variable APR
- Network
- VISA
- Welcome offer
- Earn 200,000 Bonus Points after you spend $5,000 on purchases in the first 3 months from account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 6x | 6x on dining and all other travel |
Benefits and perks
- Earn IHG One Rewards points on every purchase. Up to 28X total points per $1 spent when you stay at IHG Hotels and Resorts.
- Earn 200,000 Bonus Points after you spend $5,000 on purchases in the first 3 months from account opening.
- NEW CARDMEMBER OFFER Earn 200,000 Bonus Points after you spend $5,000 on purchases in the first 3 months from account opening. * Opens offer details overlay Plus, earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening. * Opens offer details overlay This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
- IHG ONE REWARDS Up to 28X total points at IHG Hotels and Resorts That's 12X points with this card. * Opens offer details overlay Plus, up to 10X points from IHG on stays for being an IHG One Rewards member. * Opens offer details overlay Plus, up to 6X points from IHG on stays with Platinum Elite Status, a benefit of this card. * Opens offer details overlay
- EARN REWARDS 6X points per dollar Earn 6X points on dining and all other travel, including rideshare. * Opens offer details overlay Earn 3X points per $1 spent on all other purchases. * Opens offer details overlay
- FREE NIGHT Anniversary Free Night Anniversary Free Night - Each year, after your card anniversary, you'll receive an Anniversary Free Night with a redemption cap of 60,000 points good for a night at one of our IHG Hotels & Resorts worldwide. You can use points from your IHG One Rewards account to redeem your Anniversary Night above the 60,000 point redemption level. * Opens offer details overlay Earn an additional Anniversary Free Night with a current point redemption cap of 60,000 points after spending $40,000 on purchases with your card each calendar year. * Opens offer details overlay
Rates and fees
Annual membership fee: $350. Purchase APR: 19.49% - 27.99% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Nov 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase IHG One Rewards Premier Select Credit Card
What is the annual fee on the Chase IHG One Rewards Premier Select Credit Card?
The Chase IHG One Rewards Premier Select Credit Card has an annual fee of $350.
What rewards does the Chase IHG One Rewards Premier Select Credit Card earn?
The Chase IHG One Rewards Premier Select Credit Card earns 6x on everything else.
Is the Chase IHG One Rewards Premier Select Credit Card worth it?
The Chase IHG One Rewards Premier Select Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Chase
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement