Ink Business Premier Credit Card
Chase · VISA · not specified
The Ink Business Premier Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $195. It earns 5% on travel, 5% on transport & transit, 2.50% on everything else. The welcome offer is Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
Key facts
- Annual fee
- $195
- Purchase APR
- 17.74% - 28.49% variable APR
- Network
- VISA
- Welcome offer
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 5% | 5% on travel purchased through |
| Transport & transit | 5% | 5% on Lyft rides |
| Everything else | 2.50% | 2.5% on every purchase of $ |
Benefits and perks
- Unlimited 2.5% Cash Back on large purchases.
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
- Earn 2.5% Cash Back on large purchases Earn a total of 2.5% cash back on every purchase of $5,000 or more. That's $250 on a purchase of $10,000 when redeemed. * Opens offer details overlay
- Earn 2% Cash Back on every purchase Turn all your business expenses into rewards with unlimited 2% cash back on all other business purchases. * Opens offer details overlay Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards . * Opens offer details overlay
- Earn 5% Cash Back on Chase Travel Earn unlimited 5% cash back on travel purchased through Chase Travel . * Opens offer details overlay
- Earn 5% total cash back on Lyft rides Earn 5% cash back now through September 30, 2027 with your Chase Ink Business Premier card. * Opens offer details overlay
- A Pay in Full Card with built-in flexibility when you need it Get the buying power you need to make large purchases, cover unexpected expenses and help your business grow. Your Ink Business Premier card comes built with two ways to access your credit line – Pay in Full and Flex for Business. While you must pay your Pay In Full balance each month, your Flex for Business balance can be paid over time with interest. Your purchases will automatically be included in your Flex for Business balance until you reach its limit. After that, any additional purchases will be charged to your Pay in Full bal
Rates and fees
Annual membership fee: $195. Purchase APR: 17.74% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Ink Business Premier Credit Card
What is the annual fee on the Ink Business Premier Credit Card?
The Ink Business Premier Credit Card has an annual fee of $195.
What rewards does the Ink Business Premier Credit Card earn?
The Ink Business Premier Credit Card earns 5% on travel, 5% on transport & transit, 2.50% on everything else.
Is the Ink Business Premier Credit Card worth it?
The Ink Business Premier Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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