Chase Ink Business Premier® Credit Card
Chase · VISA · not specified
The Ink Business Premier® Credit Card is a credit card from Chase on the Visa network. It has an annual fee of $195. It earns 5% on travel, 2% on everything else. The welcome offer is Earn $1,000 bonus cash back.
Key facts
- Annual fee
- $195
- Purchase APR
- Flex for Business Variable APR: 17.74% - 28.49%
- Credit needed
- Excellent, Good
- Network
- VISA
- Welcome offer
- Earn $1,000 bonus cash back
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 5% | Earn unlimited 5% total cash back on travel purchased through Chase Travel℠. |
| Everything else | 2% | Earn unlimited 2% cash back on all other business purchases. |
Benefits and perks
- Ink Business Premier® Credit Card Rates and Fees
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
- Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
- Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.
- Earn 5% cash back on Lyft rides now through September 30, 2027.
- Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
- There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
- Member FDIC
Rates and fees
Annual membership fee: $195. Purchase APR: Flex for Business Variable APR: 17.74% - 28.49%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Ink Business Premier® Credit Card
What is the annual fee on the Chase Ink Business Premier® Credit Card?
The Chase Ink Business Premier® Credit Card has an annual fee of $195.
What rewards does the Chase Ink Business Premier® Credit Card earn?
The Chase Ink Business Premier® Credit Card earns 5% on travel, 2% on everything else.
What credit score do you need for the Chase Ink Business Premier® Credit Card?
The Chase Ink Business Premier® Credit Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Chase Ink Business Premier® Credit Card worth it?
The Chase Ink Business Premier® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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