Chase Ink Business Unlimited® Credit Card

Chase Ink Business Unlimited® Credit Card

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The Ink Business Unlimited® Credit Card is a credit card from Chase on the Visa network. It has an annual fee of $0. It earns 1.50% on everything else. The welcome offer is Earn $750 bonus cash back.

Verified 1 Oct 2026

Key facts

Annual fee
$0
Purchase APR
16.74% - 24.74% Variable
Intro APR
0% Intro APR on Purchases for 12 Months
Credit needed
Excellent, Good
Network
VISA
Welcome offer
Earn $750 bonus cash back

Reward rates by category

Reward rates for the Chase Ink Business Unlimited® Credit Card by spending category
CategoryRateDetail
Everything else1.50%Earn unlimited 1.5% cash back on every purchase made for your business

Benefits and perks

  • Ink Business Unlimited® Credit Card Rates and Fees
  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Earn 5% total cash back on Lyft rides through 9/30/27.
  • Member FDIC

Rates and fees

Annual membership fee: $0. Purchase APR: 16.74% - 24.74% Variable, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% Intro APR on Purchases for 12 Months. Balance transfer APR: 16.74% - 24.74% Variable.

Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Chase Ink Business Unlimited® Credit Card

What is the annual fee on the Chase Ink Business Unlimited® Credit Card?

The Chase Ink Business Unlimited® Credit Card has an annual fee of $0.

What rewards does the Chase Ink Business Unlimited® Credit Card earn?

The Chase Ink Business Unlimited® Credit Card earns 1.50% on everything else.

What credit score do you need for the Chase Ink Business Unlimited® Credit Card?

The Chase Ink Business Unlimited® Credit Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.

Is the Chase Ink Business Unlimited® Credit Card worth it?

The Chase Ink Business Unlimited® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Approval and real earn reports from cardholders are coming to this page soon.

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