Ink Business Unlimited Credit Card
Chase · VISA · signature
The Ink Business Unlimited Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $0. It earns 29.99% on shopping, 5% on transport & transit, 1.50% on everything else. The welcome offer is Earn $750 Strike through $1,000 cash back after you spend $8,000 on purchases in the first 4 months after account opening.
Key facts
- Annual fee
- $0
- Purchase APR
- 16.74% - 24.74% variable APR
- Intro APR
- 0% intro APR for 12 months from account opening on purchases
- Network
- VISA
- Welcome offer
- Earn $750 Strike through $1,000 cash back after you spend $8,000 on purchases in the first 4 months after account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Shopping | 29.99% | 29.99% on your business and less time shopping when you enroll in your |
| Transport & transit | 5% | 5% on Lyft rides |
| Everything else | 1.50% | 1.5% on every purchase |
Benefits and perks
- Unlimited 1.5% cash back on every purchase.
- Earn $750 Strike through $1,000 cash back after you spend $8,000 on purchases in the first 4 months after account opening.
- Earn Unlimited 1.5% cash back Earn unlimited 1.5% Cash Back rewards on every purchase made for your business. * Opens offer details overlay
- 5% total cash back on Lyft rides Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink Business Unlimited card. * Opens offer details overlay
- Intro APR 0% intro APR for 12 months from account opening on purchases. After that, 16.74 Min. of (6.75+9.99) and 29.99 %– 24.74 Min. of (6.75+17.99) and 29.99 % variable APR.
- Complimentary three month lnstacart+ membership Spend more time focused on your business and less time shopping when you enroll in your complimentary three-month lnstacart+ membership (auto renews at $99/year after complimentary period). * Opens offer details overlay Plus, once activated, lnstacart+ members get a $20 Instacart credit each month automatically loaded into their lnstacart Business Account. Enrollment Required. Benefits end 12/31/27. * Opens offer details overlay
- Redeem for Cash Back rewards Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards . * Opens offer details overlay
Rates and fees
Annual membership fee: $0. Purchase APR: 16.74% - 24.74% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 12 months from account opening on purchases. Balance transfer APR: 16.74% - 24.74% Variable.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Ink Business Unlimited Credit Card
What is the annual fee on the Ink Business Unlimited Credit Card?
The Ink Business Unlimited Credit Card has an annual fee of $0.
What rewards does the Ink Business Unlimited Credit Card earn?
The Ink Business Unlimited Credit Card earns 29.99% on shopping, 5% on transport & transit, 1.50% on everything else.
Is the Ink Business Unlimited Credit Card worth it?
The Ink Business Unlimited Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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