Chase Sapphire Reserve®
Chase · VISA · infinite
The Chase Sapphire Reserve® is a credit card from Chase on the Visa network. It has an annual fee of $795. It earns 8x on travel, 3x on dining & restaurants, 1x on everything else. The welcome offer is 100,000 bonus points.
Key facts
- Annual fee
- $795
- Purchase APR
- 19.49% - 27.99% Variable
- Credit needed
- Excellent
- Network
- VISA
- Welcome offer
- 100,000 bonus points
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 8x | Earn 8x points on all purchases through Chase Travel℠, including The Edit℠. |
| Dining & restaurants | 3x | Earn 3x points on dining worldwide. |
| Everything else | 1x | Earn 1x points on all other purchases. |
Benefits and perks
- Chase Sapphire Reserve® Rates and Fees
- Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get $3,000 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
- Member FDIC
Rates and fees
Annual membership fee: $795. Purchase APR: 19.49% - 27.99% Variable, based on creditworthiness and the Prime Rate. Balance transfer APR: 19.49% - 27.99% Variable.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Sapphire Reserve®
What is the annual fee on the Chase Sapphire Reserve®?
The Chase Sapphire Reserve® has an annual fee of $795.
What rewards does the Chase Sapphire Reserve® earn?
The Chase Sapphire Reserve® earns 8x on travel, 3x on dining & restaurants, 1x on everything else.
What credit score do you need for the Chase Sapphire Reserve®?
The Chase Sapphire Reserve® is generally listed for applicants with excellent credit. Approval also depends on income and the issuer's own criteria.
Is the Chase Sapphire Reserve® worth it?
The Chase Sapphire Reserve® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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