Chase Sapphire Reserve Credit Card

Chase Sapphire Reserve Credit Card

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Chase · VISA · infinite

The Chase Sapphire Reserve Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $795. It earns 5x on transport & transit, 4x on travel. The welcome offer is Earn 100,000 points after you spend $6,000 on purchases in the first 3 months from account opening.

Verified 7 Sept 2026

Key facts

Annual fee
$795
Purchase APR
19.49% - 27.99% variable APR
Network
VISA
Welcome offer
Earn 100,000 points after you spend $6,000 on purchases in the first 3 months from account opening.

Reward rates by category

Reward rates for the Chase Sapphire Reserve Credit Card by spending category
CategoryRateDetail
Transport & transit5x5x on Lyft rides through 9/30/
Travel4x4x on flights and hotels booked direct

Benefits and perks

  • Access $5,000+ in value the first year. Plus, earn 8x points on Chase Travel purchases and 4x points on flights and hotels booked direct.
  • Earn 100,000 points after you spend $6,000 on purchases in the first 3 months from account opening.
  • $300 dining credit Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of the Sapphire Exclusive Tables program on OpenTable. *
  • $288 in Apple TV and Apple Music subscriptions Get complimentary Apple TV, the exclusive streaming home of Apple Originals. * Plus Apple Music – all the music you love, across all your devices. * Subscriptions run through 6/22/2027 - a value of $288 annually.
  • $120 DashPass Membership Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/2027. *
  • $300 in DoorDash promos DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders * and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/2027. *
  • $300 in StubHub credits Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027. Activation required. *
  • $120 in Lyft credits + 5x points Get up to $10 in monthly in-app credits to use on rides through 9/30/2027. * Plus, earn 5x total points on Lyft rides through 9/30/2027. *
  • $120 in Peloton credits + 10x points Get $10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually. * Activation required. Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027. *

Rates and fees

Annual membership fee: $795. Purchase APR: 19.49% - 27.99% variable APR, based on creditworthiness and the Prime Rate. Balance transfer APR: 19.49% - 27.99% Variable.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Chase Sapphire Reserve Credit Card

What is the annual fee on the Chase Sapphire Reserve Credit Card?

The Chase Sapphire Reserve Credit Card has an annual fee of $795.

What rewards does the Chase Sapphire Reserve Credit Card earn?

The Chase Sapphire Reserve Credit Card earns 5x on transport & transit, 4x on travel.

Is the Chase Sapphire Reserve Credit Card worth it?

The Chase Sapphire Reserve Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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