Chase Sapphire Reserve for Business℠
Chase · VISA · infinite
The Sapphire Reserve for Business℠ is a credit card from Chase on the Visa network. It has an annual fee of $795. The welcome offer is Earn 200,000 bonus points.
Key facts
- Annual fee
- $795
- Purchase APR
- Flex for Business Variable APR: 17.74% - 28.49%
- Credit needed
- Excellent, Good
- Network
- VISA
- Welcome offer
- Earn 200,000 bonus points
Benefits and perks
- Sapphire Reserve for Business℠ Rates and Fees
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
- $7,000+ in value your first year. 200K points, valued at $4,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
- Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
- Earn 5x total points on Lyft rides through 9/30/27.
- Earn 4x points on flights & hotels booked direct.
- Earn 3x points on social media & search engine advertising on up to $1 million in spend each anniversary year, starting 11/15/26.
- Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
- Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
- Member FDIC
Rates and fees
Annual membership fee: $795. Purchase APR: Flex for Business Variable APR: 17.74% - 28.49%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Sapphire Reserve for Business℠
What is the annual fee on the Chase Sapphire Reserve for Business℠?
The Chase Sapphire Reserve for Business℠ has an annual fee of $795.
What credit score do you need for the Chase Sapphire Reserve for Business℠?
The Chase Sapphire Reserve for Business℠ is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Chase Sapphire Reserve for Business℠ worth it?
The Chase Sapphire Reserve for Business℠ is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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