Chase Southwest Rapid Rewards® Plus Credit Card
Chase · VISA · signature
The Southwest Rapid Rewards® Plus Credit Card is a credit card from Chase on the Visa network. It has an annual fee of $99. It earns 2x on groceries, 1x on everything else. The welcome offer is Earn 50,000 points.
Key facts
- Annual fee
- $99
- Purchase APR
- 19.24% - 27.74% Variable
- Credit needed
- Excellent, Good
- Network
- VISA
- Welcome offer
- Earn 50,000 points
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 2x | 2x on gas stations and grocery stores on the first $ |
| Everything else | 1x | 1x on all other purchases |
Benefits and perks
- Southwest Rapid Rewards® Plus Credit Card Rates and Fees
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 3,000 anniversary points each year.
- Earn 2 points per $1 spent on Southwest Airlines® purchases
- Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
- Select a Standard seat within 48 hours prior to departure, when available.
- Earn 1 point for every $1 spent on all other purchases.
- No foreign transaction fees.
- Member FDIC
Rates and fees
Annual membership fee: $99. Purchase APR: 19.24% - 27.74% Variable, based on creditworthiness and the Prime Rate. Balance transfer APR: 19.24% - 27.74% Variable.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Southwest Rapid Rewards® Plus Credit Card
What is the annual fee on the Chase Southwest Rapid Rewards® Plus Credit Card?
The Chase Southwest Rapid Rewards® Plus Credit Card has an annual fee of $99.
What rewards does the Chase Southwest Rapid Rewards® Plus Credit Card earn?
The Chase Southwest Rapid Rewards® Plus Credit Card earns 2x on groceries, 1x on everything else.
What credit score do you need for the Chase Southwest Rapid Rewards® Plus Credit Card?
The Chase Southwest Rapid Rewards® Plus Credit Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Chase Southwest Rapid Rewards® Plus Credit Card worth it?
The Chase Southwest Rapid Rewards® Plus Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Chase
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement