Chase Southwest® Rapid Rewards® Premier Business Credit Card
Chase · VISA · not specified
The Southwest® Rapid Rewards® Premier Business Credit Card is a credit card from Chase on the Visa network. It has an annual fee of $149. It earns 2x on dining & restaurants, 1x on everything else. The welcome offer is Earn 80,000 points.
Key facts
- Annual fee
- $149
- Purchase APR
- 19.24% - 27.74% Variable
- Credit needed
- Excellent, Good
- Network
- VISA
- Welcome offer
- Earn 80,000 points.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 2x | 2x on gas stations and restaurants on the first $ |
| Everything else | 1x | 1x on all other purchases |
Benefits and perks
- Southwest® Rapid Rewards® Premier Business Credit Card Rates and Fees
- Earn 80,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per year
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
- Select a Standard or Preferred seat within 48 hours prior to departure, when available.*
- Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
- No foreign transaction fees.
- Member FDIC
Rates and fees
Annual membership fee: $149. Purchase APR: 19.24% - 27.74% Variable, based on creditworthiness and the Prime Rate. Balance transfer APR: 19.24% - 27.74% Variable.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Southwest® Rapid Rewards® Premier Business Credit Card
What is the annual fee on the Chase Southwest® Rapid Rewards® Premier Business Credit Card?
The Chase Southwest® Rapid Rewards® Premier Business Credit Card has an annual fee of $149.
What rewards does the Chase Southwest® Rapid Rewards® Premier Business Credit Card earn?
The Chase Southwest® Rapid Rewards® Premier Business Credit Card earns 2x on dining & restaurants, 1x on everything else.
What credit score do you need for the Chase Southwest® Rapid Rewards® Premier Business Credit Card?
The Chase Southwest® Rapid Rewards® Premier Business Credit Card is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Chase Southwest® Rapid Rewards® Premier Business Credit Card worth it?
The Chase Southwest® Rapid Rewards® Premier Business Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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