Southwest Rapid Rewards Premier Credit Card
Chase · VISA
The Southwest Rapid Rewards Premier Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $149. It earns 2x on dining & restaurants, 1x on everything else. The welcome offer is Earn 55,000 bonus points after you spend $1,500 on purchases in the first 3 months from account opening.
Key facts
- Annual fee
- $149
- Purchase APR
- 19.24% - 27.74% variable APR
- Network
- VISA
- Welcome offer
- Earn 55,000 bonus points after you spend $1,500 on purchases in the first 3 months from account opening
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 2x | 2x on grocery stores and restaurants on the first $ |
| Everything else | 1x | 1x on all other purchases |
Benefits and perks
- First checked bag free. 6,000 anniversary points each year. Plus, earn 3X points on Southwest Airlines purchases.
- Earn 55,000 bonus points after you spend $1,500 on purchases in the first 3 months from account opening
- NEW CARDMEMBER OFFER Earn 55,000 bonus points after you spend $1,500 on purchases in the first 3 months from account opening * This product is available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card and Employee Credit Card products.
- EARN POINTS Earn 3X points Earn 3 points for each dollar spent on Southwest Airlines purchases. *
- EARN POINTS Earn 2X points Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year. * Earn 1 point for each dollar spent on all other purchases. *
- SOUTHWEST PERKS Enjoy all the benefits of flying Southwest No change fees. * opens offer details overlay Unlimited reward seats with no blackout dates or seat restrictions. * opens offer details overlay Your points don't expire, a benefit of the Rapid Rewards program.
Rates and fees
Annual membership fee: $149. Purchase APR: 19.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Southwest Rapid Rewards Premier Credit Card
What is the annual fee on the Southwest Rapid Rewards Premier Credit Card?
The Southwest Rapid Rewards Premier Credit Card has an annual fee of $149.
What rewards does the Southwest Rapid Rewards Premier Credit Card earn?
The Southwest Rapid Rewards Premier Credit Card earns 2x on dining & restaurants, 1x on everything else.
Is the Southwest Rapid Rewards Premier Credit Card worth it?
The Southwest Rapid Rewards Premier Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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