United Club Card
Chase · VISA
The United Club Card is a credit card from Chase on the VISA network. It has an annual fee of $695. The welcome offer is Earn up to 90,000 bonus miles after qualifying activities.
Key facts
- Annual fee
- $695
- Purchase APR
- 19.74% - 28.24% variable APR
- Network
- VISA
- Welcome offer
- Earn up to 90,000 bonus miles after qualifying activities.
Benefits and perks
- United Club access, 2 free checked bags, Premier Access travel services, and over $875 in annual partner credits.
- Earn up to 90,000 bonus miles after qualifying activities.
- NEW CARDMEMBER OFFER Earn up to 90,000 bonus miles Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. * Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. * Opens offer details overlay This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
- CLUB ACCESS Unlimited United Club access for you and a guest — $750+ value per year Your card includes United Club card membership—a $750+ value . Plus, unlock All Access membership when you reach Premier Gold status or spend $50,000 annually on your United Club Card. * Starting with your first anniversary and every anniversary thereafter, earn 4 United Club one-time passes when you have United Club All Access Membership and an authorized user. *
- MILEAGEPLUS BENEFITS Your ticket to more Get a jump start on earning Premier status with 1,500 Card Bonus Premier qualifying points (PQP) each year. Your Card Bonus PQP will be awarded each year within 8 weeks of February 1, starting in the calendar year following your account open date. * Earn 1 Premier Qualifying Point (PQP) for every $15 spent on purchases with your Club Card, up to 28,000 PQP per year. *
Rates and fees
Annual membership fee: $695. Purchase APR: 19.74% - 28.24% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the United Club Card
What is the annual fee on the United Club Card?
The United Club Card has an annual fee of $695.
Is the United Club Card worth it?
The United Club Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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