United Explorer Card
Chase · VISA
The United Explorer Card is a credit card from Chase on the VISA network. It has an annual fee of $0. It earns 3x on everything else, 2x on travel, 2x on dining & restaurants. The welcome offer is Earn up to 60,000 bonus miles after qualifying activities.
Key facts
- Annual fee
- $0
- Purchase APR
- 19.74% - 28.24% variable APR
- Network
- VISA
- Welcome offer
- Earn up to 60,000 bonus miles after qualifying activities.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 3x | 3x on all other eligible |
| Travel | 2x | 2x on hotel stays when booked with the hotel |
| Dining & restaurants | 2x | 2x on dining including eligible delivery services |
Benefits and perks
- Free first checked bag, 2 United Club one-time passes per year, priority boarding and over $500 in annual partner credits.
- Earn up to 60,000 bonus miles after qualifying activities.
- NEW CARDMEMBER OFFER Earn up to 60,000 bonus miles Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. * Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. * This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
- EARN MILES Earn miles on United purchases NEW! 9x total miles on eligible United flights - 6x miles on the Primary Cardmember’s fare from United as a MileagePlus member, plus 3x miles on entire United purchase with United Explorer Card. Mileage earning differs for Basic Economy or base option tickets. Premier members earn even more. * NEW! 3x miles on all other eligible United purchases *
- EARN MILES Earn on all other travel and every day purchases 2x miles on hotel stays when booked with the hotel. * 2x miles on dining including eligible delivery services. * 1x mile on all other purchases . *
- TRAVEL PERKS Even more travel benefits for you to enjoy Earn a 10,000-mile award flight discount after spending $20,000 each calendar year to use toward an eligible award flight. * Up to $120 as a statement credit for Global Entry, TSA Precheck or NEXUS every 4 years as reimbursement for the application fee for either program when charged to your card. * 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card. *
Rates and fees
Annual membership fee: $0. Purchase APR: 19.74% - 28.24% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the United Explorer Card
What is the annual fee on the United Explorer Card?
The United Explorer Card has an annual fee of $0.
What rewards does the United Explorer Card earn?
The United Explorer Card earns 3x on everything else, 2x on travel, 2x on dining & restaurants.
Is the United Explorer Card worth it?
The United Explorer Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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