United Quest Card

United Quest Card

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Chase · VISA

The United Quest Card is a credit card from Chase on the VISA network. It has an annual fee of $350. It earns 5x on travel, 4x on everything else, 2x on dining & restaurants. The welcome offer is Earn up to 70,000 bonus miles + 500 Premier qualifying points (PQP) after qualifying activities.

Verified 7 Sept 2026

Key facts

Annual fee
$350
Purchase APR
19.74% - 28.24% variable APR
Network
VISA
Welcome offer
Earn up to 70,000 bonus miles + 500 Premier qualifying points (PQP) after qualifying activities.

Reward rates by category

Reward rates for the United Quest Card by spending category
CategoryRateDetail
Travel5x5x on hotel stays when you prepay directly through
Everything else4x4x on all other eligible
Dining & restaurants2x2x on dining including eligible delivery services
Streaming & subscriptions2x2x on select streaming services

Benefits and perks

  • $200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and priority boarding.
  • Earn up to 70,000 bonus miles + 500 Premier qualifying points (PQP) after qualifying activities.
  • NEW CARDMEMBER OFFER Earn up to 70,000 bonus miles + 500 Premier qualifying points (PQP) Earn 60,000 bonus miles + 500 PQP after you spend $4,000 on purchases in the first 3 months your account is open. * The 500 PQP are in addition to the PQP you can earn from card purchases. PQP help you reach Premier status, which gives you extra benefits like complimentary access to Economy Plus , seat upgrades, and more. * Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. * This card product is available to you if you do not have thi
  • EARN MILES Earn miles on United purchases NEW! 10x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 4x miles on entire United purchase with United Quest Card. Mileage earning differs for Basic Economy or base option tickets. Premier members earn even more. * NEW! 4x miles on all other eligible United purchases *
  • EARN MILES Earn on all other travel and every day purchases 5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United Cardmembers. * 2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls. * 2x miles on dining including eligible delivery services. * 2x miles on select streaming services. * 1x mile on all other purchases. *
  • MILEAGEPLUS BENEFITS Your ticket to more Get a jump start on earning Premier status with 1,000 Card Bonus Premier qualifying points (PQP) each year. Your Card Bonus PQP will be awarded each year within 8 weeks of February 1, starting in the calendar year following your account open date. * Earn 1 Premier qualifying point (PQP) for every $20 spent on purchases with your Quest Card, up to 18,000 PQP per year. *

Rates and fees

Annual membership fee: $350. Purchase APR: 19.74% - 28.24% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the United Quest Card

What is the annual fee on the United Quest Card?

The United Quest Card has an annual fee of $350.

What rewards does the United Quest Card earn?

The United Quest Card earns 5x on travel, 4x on everything else, 2x on dining & restaurants, 2x on streaming & subscriptions.

Is the United Quest Card worth it?

The United Quest Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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