Navy Federal Platinum Credit Card

Navy Federal Platinum Credit Card

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Navy Federal Credit Union · VISA

The Platinum Credit Card is a credit card from Navy Federal Credit Union on the Visa network.

Verified 7 Sept 2026

Key facts

Foreign transaction fee
None
Network
VISA

Benefits and perks

  • Our lowest-rate card
  • No annual fees
  • No balance transfer fees
  • No foreign transaction fees
  • No cash advance fees
  • Lowest interest rate
  • Paying off big buys over time
  • Low interest rate
  • Average to excellent credit
  • Site go rewards Visa
  • Guide (PDF) Platinum Visa
  • Site Platinum Mastercard

Questions about the Navy Federal Platinum Credit Card

What is the annual fee on the Navy Federal Platinum Credit Card?

Woodo does not currently hold verified annual fee data for the Navy Federal Platinum Credit Card. Check the issuer's own terms for the current fee.

Is the Navy Federal Platinum Credit Card worth it?

The Navy Federal Platinum Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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