Platinum Credit Card
Navy Federal Credit Union · VISA
The Platinum Credit Card is a credit card from Navy Federal Credit Union on the VISA network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Purchase APR
- 10.24% - 18% variable APR
- Intro APR
- 0.99% intro APR for 12 months from account opening on balance transfe
- Foreign transaction fee
- None
- Network
- VISA
Benefits and perks
- Our lowest-rate card
- No annual fees
- No balance transfer fees
- No foreign transaction fees
- No cash advance fees
- Lowest interest rate
- Paying off big buys over time
- Low interest rate
- Average to excellent credit
- Site go rewards Visa
- Guide (PDF) Platinum Visa
- Site Platinum Mastercard
Rates and fees
Annual membership fee: $0. Purchase APR: 10.24% - 18% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0.99% intro APR for 12 months from account opening on balance transfe. Foreign transaction fee: 0.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Platinum Credit Card
What is the annual fee on the Platinum Credit Card?
The Platinum Credit Card has an annual fee of $0.
Is the Platinum Credit Card worth it?
The Platinum Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Navy Federal Credit Union
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