- Annual fee
- A$370
- Purchase APR
- 20.99% p.a.
Verified 12 Sept 2026
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
36 cards in Australia
Showing 25–36
- Annual fee
- A$370
- Purchase APR
- 20.99% p.a.
Verified 13 Sept 2026
- Annual fee
- A$370
- Purchase APR
- 20.99% p.a.
Verified 13 Sept 2026
- Annual fee
- A$370
- Purchase APR
- 20.99% p.a.
Verified 13 Sept 2026
- Annual fee
- A$395
- Purchase APR
- 23.99% p.a. on purchases 2
- Welcome offer
- Receive 75,000 Bonus Membership Rewards® Points 1 when you apply online by 3 November 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Verified 13 Sept 2026
- Annual fee
- A$420
- Purchase APR
- 20.99% p.a.
Verified 12 Sept 2026
- Annual fee
- A$425
- Purchase APR
- 20.99% p.a.
Verified 12 Sept 2026
- Annual fee
- A$440
- Purchase APR
- 23.99% p.a. on purchases 2
- Welcome offer
- Earn up to 100,000 bonus Velocity Points 1 That’s 70,000 bonus Velocity Points when you apply online by 13 October 2026, are approved, and spend $5,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months of your approval date. Plus, earn an additional 30,000 bonus Velocity Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership. T&Cs apply. New Amex Card Members only.
Verified 13 Sept 2026
- Annual fee
- A$450
- Purchase APR
- 23.99% p.a. 2
- Welcome offer
- Earn up to 120,000 bonus Qantas Points 1 That’s 70,000 bonus Qantas Points when you apply online by 17 November 2026, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Plus, earn an additional 50,000 bonus Qantas Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership. T&Cs apply. New Amex Card Members only.
Verified 13 Sept 2026
The American Express® Qantas Business Rewards Card
American Express · AMEX
No ratings yetNot yet rated
- Annual fee
- A$450
- Welcome offer
- Receive 150,000 bonus Qantas Points plus $200 in your Qantas Business Rewards Travel Fund 1 when you apply by 10 November 2026, are approved, and spend $6,000 on eligible purchases on your American Express® Qantas Business Rewards Card within 3 months of your approval date. T&Cs apply. Available to new American Express Card Members only.
Verified 13 Sept 2026
- Annual fee
- A$1,450
- Welcome offer
- Earn up to 300,000 Bonus Membership Rewards® Points 1 That’s 200,000 Bonus Membership Rewards Points when you apply online by 3 November 2026, are approved, and spend $5,000 on eligible purchases on your new American Express® Platinum Card within the first 3 months of your approval date. Plus, earn an additional 100,000 Bonus Membership Rewards Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card membership. T&Cs apply. New Amex Card Members only.
Verified 13 Sept 2026
- Annual fee
- A$1,750
- Welcome offer
- Earn 350,000 Bonus Membership Rewards® Points plus an $875 Credit 1 when you apply by 3 November 2026, are approved and spend $12,000 on eligible purchases on your new American Express® Platinum Business Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
Verified 13 Sept 2026
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Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
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How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.