Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

58 cards in Canada

Showing 49–58

BMO VIPorter Mastercard®

BMO · MASTERCARD

No ratings yetNot yet rated
Annual fee
C$89
Purchase APR
21.99%
Welcome offer
Get up to $1,800 in value including 40,000 VIPorter points, a 35% off flight voucher and the annual fees waived in the first year.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$89. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

BMO VIPorter World Mastercard®

BMO · MASTERCARD

No ratings yetNot yet rated
Annual fee
C$89
Purchase APR
21.99%
Welcome offer
Get up to $1,800 in value including 40,000 VIPorter points and a 35% off flight voucher.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$89. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

World Mastercard

National Bank of Canada · MASTERCARD

No ratings yetNot yet rated
Annual fee
C$115
Purchase APR
20.99%
Welcome offer
The card that offers up to 2 points per dollar spent and a diversified Rewards program.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$115. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.49%. Cash advance APR: 22.49%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

RBC Avion Visa Business Card

RBC Royal Bank · VISA

No ratings yetNot yet rated
Annual fee
C$120
Purchase APR
19.99%
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 19.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

BMO VIPorter World Elite® Mastercard®

BMO · MASTERCARD

No ratings yetNot yet rated
Annual fee
C$199
Purchase APR
21.99%
Welcome offer
Get up to $2,400 in value including 70,000 VIPorter points, a round-trip companion pass, the annual fee waived in the first year, and more.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$199. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Scotiabank Platinum American Express® Card

Scotiabank · AMEX

No ratings yetNot yet rated
Annual fee
C$399
Purchase APR
9.99%
Welcome offer
Earn up to $3,000 in value in the first 14 months, including up to 100,000 bonus Scene+ points.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$399. Purchase APR: 9.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 9.99%. Foreign transaction fee: 0.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

For issuers and partners

Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.

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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.