- 1x Everything else
Verified 9 Sept 2026
Compare credit cards by what you actually spend
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188 cards in Canada
Showing 73–96
- 1x Gas & fuel
- 1x Everything else
- Welcome offer
- Up to $500 in value, including up to 20,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Verified 8 Sept 2026
- 3% Gas & fuel
Verified 9 Sept 2026
- 4% Everything else
Verified 9 Sept 2026
- 2% Everything else
Verified 9 Sept 2026
- 2x Travel
- 2x Groceries
- 1.5x Everything else
- Annual fee
- C$119
- Purchase APR
- 20.99%
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$119. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 4% Gas & fuel
- 4% Groceries
- 2% Everything else
- Annual fee
- C$119.88
- Purchase APR
- 21.99% on purchases and 21.99% on funds advances
- Welcome offer
- Make more happen with a bonus of up to 10% cash back. Earn a bonus 10% cash back on purchases in your first 3 months (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates.
Verified 27 Sept 2026
Rates, fees and fine print
Annual membership fee: C$119.88. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- 1.25x Travel
- 1x Everything else
- Annual fee
- C$120
- Purchase APR
- 20.99%
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 2x Travel
- Annual fee
- C$120
- Purchase APR
- 19.99%
- Welcome offer
- Join and earn up to $2,100 in value,† including a first-year annual fee rebate! Experience more of the world with our most flexible travel rewards program.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 19.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 4% Gas & fuel
Verified 9 Sept 2026
- 8x Travel
- 6x Groceries
- 6x Gas & fuel
- Annual fee
- C$120
- Purchase APR
- 20.99%
- Welcome offer
- First year annual fee waived and 40,000 bonus points ($200 value) with your first purchase
Verified 24 Oct 2026
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%. Foreign transaction fee: 2.9.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 1x Everything else
Verified 10 Sept 2026
- 5x Dining & restaurants
- 5x Groceries
- 5x Bills & utilities
- Welcome offer
- Welcome offer: Earn up to 30,000 bonus MBNA Rewards Points†† for cash back, gift cards and more. Conditions Apply.
Verified 9 Sept 2026
- 4% Groceries
- Welcome offer
- Earn 15% Cash Back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (2% fee per cash advance, 22.99% after that). And, no annual fee in the first year, including on additional cards.
Verified 9 Sept 2026
- 2x Travel
- Annual fee
- C$120
- Purchase APR
- 19.99%
- Welcome offer
- Join and earn up to $2,100 in value,† including a first-year annual fee rebate! Experience more of the world with our most flexible travel rewards program.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 19.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 6x Groceries
- Welcome offer
- Earn up to $950 in welcome offers, first year rewards and savings value, including up to 50,000 bonus Scene+ points.
Verified 9 Sept 2026
- 5x Travel
- 2x Everything else
- Annual fee
- C$120
- Purchase APR
- 21.99% on purchases and 21.99% on funds advances
- Welcome offer
- Earn up to 70,000 Bonus Marriott Bonvoy® points. Whether you're close to home or away, earn points wherever you go and redeem whenever you're ready. Points do not expire.
Verified 27 Sept 2026
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- 2x Travel
- 1.5x Dining & restaurants
- 1x Everything else
- Annual fee
- C$120
- Purchase APR
- 30% on balances not paid in full
- Welcome offer
- Earn up to 45,000 Welcome Bonus Aeroplan® points. You could earn up to $1,550 or more in value within your first 13 months!
Verified 27 Sept 2026
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 30% on balances not paid in full, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- 5x Groceries
- 5x Dining & restaurants
- 1x Everything else
- Welcome offer
- Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 anniversary lifestyle credit, and no annual fee in your first year.
Verified 8 Sept 2026
- 2x Travel
- 1.5x Dining & restaurants
- Annual fee
- C$120
- Purchase APR
- 19.99%
- Welcome offer
- Apply and earn up to $2,400 in value, which includes up to 75,000 Aeroplan points!† Conditions apply. Earn faster so you can travel more.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 19.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 5% Health & pharmacy
- 4% Groceries
- 4% Shopping
- Welcome offer
- Earn 50,000 bonus PC Optimum™ Points
Verified 10 Sept 2026
- 1x Travel
- 1x Everything else
- Annual fee
- C$120
- Purchase APR
- 20.99%
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 3% Everything else
Verified 9 Sept 2026
- 2x Gas & fuel
- 2x Groceries
- 2x Travel
- Annual fee
- C$130
- Purchase APR
- 20.99%
Verified 24 Oct 2026
Rates, fees and fine print
Annual membership fee: C$130. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 21.99%. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
For issuers and partners
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Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.
Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.
How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.