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Verified 6 Sept 2026
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
All issuersAmerican ExpressArroAspireAvantBank of AmericaBILL Spend & ExpenseBiltCapital OneChaseCitiCoast PayContinental FinanceDiscoverFifth Third BankFirst ProgressFortivaGeminiImagine CardIndigoLuxury CardMilestone MastercardNavy Federal Credit UnionNibblesopenskyPayPalPenFed Credit UnionPerpayPREMIER BankcardProsperRampRevenuedRevviSelfSoFiSonySynchronyTotal VisaU.S. BankVaroWells FargoYendo
121 cards in United States
Showing 97–120
- Annual fee
- $0
- Purchase APR
- Factor Based
Verified 30 Aug 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: Factor Based, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 30 Aug 2026. See the issuer's terms for current rates.
- Annual fee
- $0
- Purchase APR
- 25.99% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 25.99% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Purchase APR
- 16.49% - 27.24% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 16.49% - 27.24% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Purchase APR
- 16.49% - 25.49% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 16.49% - 25.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 6 months on purchases; 16.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Purchase APR
- 18.49% - 28.49% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 18.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: Low intro APR for 12 months.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Purchase APR
- 18.49% - 28.49% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 18.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Purchase APR
- 28.99% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 28.99% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Purchase APR
- 17.49% - 26.49% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 17.49% - 26.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 15 months on purchases and balance transfers; 17.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
PenFed Power Cash Rewards® Visa Signature® Card
PenFed Credit Union · VISA
No ratings yetNot yet rated
- Annual fee
- $0
- Purchase APR
- 16.49% - 17.99% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 16.49% - 17.99% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for 12 months on balance transfers made in the first .
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Purchase APR
- 16.49% - 17.99% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 16.49% - 17.99% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for 12 months on balance transfers made in the first .
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Purchase APR
- 17.49% - 28.24% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 17.49% - 28.24% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Purchase APR
- 17.49% - 26.49% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 17.49% - 26.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 15 months on purchases and balance transfers; 17.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $39
- Purchase APR
- 28.99% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $39. Purchase APR: 28.99% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
PenFed Pathfinder Rewards® Visa Signature® Card
PenFed Credit Union · VISA
No ratings yetNot yet rated
- Annual fee
- $95
- Purchase APR
- 17.99% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $95. Purchase APR: 17.99% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for 12 months on balance transfers made in the first .
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $395
- Purchase APR
- 19.49% - 28.49% variable APR
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $395. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $795
- Purchase APR
- 17.74% - 28.49% variable APR
- Welcome offer
- Earn 150,000 strike through 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
Verified 7 Sept 2026
Rates, fees and fine print
Annual membership fee: $795. Purchase APR: 17.74% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Verified 7 Sept 2026
For issuers and partners
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Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.
How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.