- 2% Streaming & subscriptions
- 0.50% Everything else
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
27 cards in Canada
Showing 1–24
- 3% Dining & restaurants
- 1% Everything else
- 1% Everything else
- 2x Travel
- Annual fee
- C$120
- Purchase APR
- 19.99%
- Welcome offer
- Join and earn up to $2,100 in value,† including a first-year annual fee rebate! Experience more of the world with our most flexible travel rewards program.
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 19.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 2x Travel
- Annual fee
- C$120
- Purchase APR
- 19.99%
- Welcome offer
- Join and earn up to $2,100 in value,† including a first-year annual fee rebate! Experience more of the world with our most flexible travel rewards program.
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 19.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 2x Travel
- 1.5x Dining & restaurants
- Annual fee
- C$120
- Purchase APR
- 19.99%
- Welcome offer
- Apply and earn up to $2,400 in value, which includes up to 75,000 Aeroplan points!† Conditions apply. Earn faster so you can travel more.
Rates, fees and fine print
Annual membership fee: C$120. Purchase APR: 19.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 2x Travel
- 1x Everything else
- Welcome offer
- You could earn up to $1,900 in value, including up to 60,000 Aeroplan points, travel benefits, and a first-year Annual Fee Rebate for you and up to two Additional Cardholders. Conditions Apply. Offer effective as of September 1, 2026.
- 6x Dining & restaurants
- 6x Streaming & subscriptions
- Welcome offer
- Earn up to $1,300 in value, including up to 200,000 TD Rewards Points, and a first-year Annual Fee Rebate for you and up to four Additional Cardholders. Conditions apply. Offer effective as of September 1, 2026.
- 5x Travel
- 3x Gas & fuel
- 3x Dining & restaurants
- Annual fee
- C$150
- Purchase APR
- 21.99% on purchases and 21.99% on funds advances
- Welcome offer
- Earn up to 80,000 Bonus Marriott Bonvoy® points. Unlock premium amenities and memorable moments at unforgettable properties around the world.
Rates, fees and fine print
Annual membership fee: C$150. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
WestJet RBC World Elite Mastercard for Business
RBC Royal Bank · MASTERCARD
- 3x Travel
- 1.5x Everything else
- 2x Travel
- 1.5x Dining & restaurants
- Annual fee
- C$180
- Purchase APR
- 12.99%
- Welcome offer
- Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points!† Conditions apply. Earn faster so you can travel more.
Rates, fees and fine print
Annual membership fee: C$180. Purchase APR: 12.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 14.5%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 1x Everything else
- Annual fee
- C$199
- Purchase APR
- 21.99% on Flexible Payment Option balances
- Welcome offer
- Earn a Welcome Bonus of up to 90,000 Membership Rewards® points. Get the freedom and flexibility to choose how you support your goals – with rewards and benefits that can help back them up. * This offer is currently available to you on this webpage. Your eligibility for this offer can change at any time. Excludes offers that may be available to limited groups in select channels. Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Rates, fees and fine print
Annual membership fee: C$199. Purchase APR: 21.99% on Flexible Payment Option balances, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- 1% Everything else
- 3x Travel
- 1.25x Everything else
- Annual fee
- C$599
- Purchase APR
- 21.99% on purchases and 21.99% on funds advances
- Welcome offer
- Earn up to 120,000 Welcome Bonus Aeroplan® points. You could earn up to $5,600 or more in value within your first 13 months! Take business travel to the next level with rewards and benefits that exceed your expectations. * This offer is currently available to you on this webpage. Your eligibility for this offer can change at any time. Excludes offers that may be available to limited groups in select channels. Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Rates, fees and fine print
Annual membership fee: C$599. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- 1.25x Everything else
- Annual fee
- C$799
- Purchase APR
- 21.99% on Flexible Payment Option balances
- Welcome offer
- Earn up to 150,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $4,100 in annual value to redefine what’s possible for your business. * This offer is currently available to you on this webpage. Your eligibility for this offer can change at any time. Excludes offers that may be available to limited groups in select channels. Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Rates, fees and fine print
Annual membership fee: C$799. Purchase APR: 21.99% on Flexible Payment Option balances, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Welcome offer
- Interest as low as CIBC Prime plus 1.5%.
- Welcome offer
- Effectively manage your business expenses.
Want your card seen here?
Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.
Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.
How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.





























