Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

Discover cards
Australia91Canada156Hong Kong148Ireland21Japan15New Zealand34Singapore104Switzerland215United Arab Emirates37United Kingdom107United States219
All card typesCash back68Rewards82Travel & airline31No annual fee44Student1
All issuersAEONAmerican ExpressBank of China (Hong Kong)Bank of East AsiaCCB (Asia)China CITIC Bank InternationalChong Hing BankCitibank Hong KongCMB Wing Lung BankDah Sing BankDBS Hong KongFubon BankHang Seng BankHSBC Hong KongICBC (Asia)Mox BankOCBC Hong KongShanghai Commercial BankStandard Chartered Hong Kong
All networksAMEXJCBMASTERCARDUNIONPAYVISA
RecommendedLowest annual feeHighest annual feeCard name (A–Z)

148 cards in Hong Kong

Showing 121–144

A. Point Card

Standard Chartered Hong Kong · VISA

No ratings yetNot yet rated
Annual fee
HK$0
Purchase APR
35.7% APR
Welcome offer
A HK$200 AlipayHK coupon for new cardholders once the card is approved (offer ends 31 December 2026)
Verified 8 Oct 2026
ApplySee if it fits my spending
Full details

Shanghai Commercial Bank Titanium Credit Card

Shanghai Commercial Bank · MASTERCARD

No ratings yetNot yet rated
Annual fee
HK$480
Purchase APR
35.91% APR
Welcome offer
Up to HK$1,000 cash rebate for new customers (HK$600 of it for spending HK$9,000, the rest for an instalment plan, Octopus automatic add value and a bill payment), or a 12-month interest-free cash instalment of up to HK$100,000
Verified 8 Oct 2026
ApplySee if it fits my spending
Full details

BEA GOAL Credit Card

Bank of East Asia · MASTERCARD

No ratings yetNot yet rated
Annual fee
HK$600
Purchase APR
35.91% APR
Welcome offer
HK$500 cash rebate for new BEA credit card customers who spend HK$5,000 within 3 months (offer ends 13 January 2027)
Verified 8 Oct 2026
ApplySee if it fits my spending
Full details

Shanghai Commercial Bank Platinum Credit Card

Shanghai Commercial Bank · VISA

No ratings yetNot yet rated
Annual fee
HK$1,200
Purchase APR
35.91% APR
Welcome offer
Up to HK$1,000 cash rebate for new customers (HK$600 of it for spending HK$9,000, the rest for an instalment plan, Octopus automatic add value and a bill payment), or a 12-month interest-free cash instalment of up to HK$100,000
Verified 8 Oct 2026
ApplySee if it fits my spending
Full details

DBS COMPASS VISA

DBS Hong Kong · VISA

No ratings yetNot yet rated
Annual fee
HK$1,800
Purchase APR
34.58% APR
Welcome offer
HK$500 cash rebate for new DBS credit card customers who spend HK$5,000 within 3 months, plus HK$100 for a Flexi Shopping instalment (offer ends 6 January 2027)
Verified 8 Oct 2026
ApplySee if it fits my spending
Full details

Citi HKTVmall Card

Citibank Hong Kong · VISA

No ratings yetNot yet rated
Annual fee
HK$1,800
Purchase APR
34.28% APR
Welcome offer
HK$1,000 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)
Verified 8 Oct 2026
ApplySee if it fits my spending
Full details

American Express® Platinum Credit Card

American Express · AMEX

No ratings yetNot yet rated
Annual fee
HK$2,200
Purchase APR
35.96% APR
Welcome offer
HK$1,000 statement credit for cardmembers who spend HK$10,000 in the first 3 months, plus 5 extra Membership Rewards points per HK$1 in that time (up to 240,000 points) (offer ends 31 October 2026)
Verified 8 Oct 2026
ApplySee if it fits my spending
Full details
For issuers and partners

Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.

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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 1147 cards. Each is re-verified against its issuer or network source on a monthly schedule.