Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

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Australia125Austria42Canada188Denmark53Finland34Germany51Hong Kong148Ireland21Japan15New Zealand34Norway48Singapore104Sweden67Switzerland215United Arab Emirates37United Kingdom126United States219
All card typesCash back56Rewards126Travel & airline88No annual fee105Balance transfer10Low interest29Student10Business25
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88 cards in United States

Showing 73–88

Bilt Obsidian Card

Bilt · MASTERCARD

No ratings yetNot yet rated
  • up to 3x Dining & restaurants
  • 2x Travel
Welcome offer
Welcome offer: $200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 1 Oct 2026
ApplySee if it fits my spending
Full details

Bilt Blue Card

Bilt · MASTERCARD

No ratings yetNot yet rated
Annual fee
$0
Welcome offer
Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Verified 1 Oct 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Foreign transaction fee: None.

Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Sapphire Reserve for Business℠

Chase · VISA

No ratings yetNot yet rated
Annual fee
$795
Purchase APR
Flex for Business Variable APR: 17.74% - 28.49%
Welcome offer
Earn 200,000 bonus points
Verified 1 Oct 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $795. Purchase APR: Flex for Business Variable APR: 17.74% - 28.49%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

For issuers and partners

Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.

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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.