- 2x Travel
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
85 cards in United States
Showing 73–85
- 2x Travel
- 2x Travel
- Annual fee
- $0
- Purchase APR
- 17.49% - 26.49% variable APR
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 17.49% - 26.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 15 months on purchases and balance transfers; 17.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $0
- Welcome offer
- Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Rates, fees and fine print
Annual membership fee: $0. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 6 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $95
- Purchase APR
- 19.24% - 27.74% variable APR
- Welcome offer
- Earn 75,000 Avios Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Rates, fees and fine print
Annual membership fee: $95. Purchase APR: 19.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $95
- Purchase APR
- 19.24% - 27.74% variable APR
- Welcome offer
- Earn 75,000 Bonus Avios Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Rates, fees and fine print
Annual membership fee: $95. Purchase APR: 19.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
PenFed Pathfinder Rewards® Visa Signature® Card
PenFed Credit Union · VISA
- Annual fee
- $95
- Purchase APR
- 17.99% variable APR
Rates, fees and fine print
Annual membership fee: $95. Purchase APR: 17.99% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for 12 months on balance transfers made in the first .
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $395
- Purchase APR
- 19.49% - 28.49% variable APR
Rates, fees and fine print
Annual membership fee: $395. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $695
- Purchase APR
- 19.74% - 28.24% variable APR
- Welcome offer
- Earn up to 90,000 bonus miles after qualifying activities.
Rates, fees and fine print
Annual membership fee: $695. Purchase APR: 19.74% - 28.24% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- $795
- Purchase APR
- 17.74% - 28.49% variable APR
- Welcome offer
- Earn 150,000 strike through 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
Rates, fees and fine print
Annual membership fee: $795. Purchase APR: 17.74% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Welcome offer
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Welcome offer
- For a limited time, earn 125,000 American Airlines AAdvantage® bonus miles after $15,000 in purchases in the first 5 months of account opening.
Want your card seen here?
Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.
Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.
How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.


















