Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

Discover cards
Australia91Canada155Hong Kong20Japan15Singapore55United Arab Emirates37United Kingdom107United States205
All card typesCash back1Rewards61Travel & airline36No annual fee8Balance transfer38Low interest20Business4
All issuersAmerican ExpressANZBank AustraliaBank of MelbourneBankSABankwestBendigo BankBOQCommBankINGMacquarieNABQantas MoneySt.GeorgeVirgin MoneyWestpac
All networksAMEXMASTERCARDVISA
RecommendedLowest annual feeHighest annual feeCard name (A–Z)

91 cards in Australia

Showing 49–72

The American Express Essential® Rewards Credit Card

American Express · AMEX

No ratings yetNot yet rated
Annual fee
A$108
Purchase APR
23.99% p.a. on purchases 2
Welcome offer
Receive 30,000 Bonus Membership Rewards® Points 1 when you apply online, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.​
Verified 13 Sept 2026
ApplySee if it fits my spending
Full details

The American Express® Velocity Business Card

American Express · AMEX

No ratings yetNot yet rated
Annual fee
A$249
Welcome offer
Earn 200,000 bonus Velocity Points 1 when you apply by 27 October 2026, are approved and spend $6,000 on eligible purchases on your new American Express® Velocity Business Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
Verified 13 Sept 2026
ApplySee if it fits my spending
Full details

The Qantas American Express Premium Card

American Express · AMEX

No ratings yetNot yet rated
Annual fee
A$249
Purchase APR
23.99% p.a. 2
Welcome offer
Receive 20,000 bonus Qantas Points when you apply online, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Premium Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only 1.
Verified 13 Sept 2026
ApplySee if it fits my spending
Full details
For issuers and partners

Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.

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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.