Compare credit cards by what you actually spend

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24 cards in Singapore

Showing 1–24

CIMB Visa Infinite

CIMB · VISA

No ratings yetNot yet rated
  • up to 2% Travel
  • 1% Everything else
Annual fee
S$0
Purchase APR
27.8% p.a.
Welcome offer
A Samsonite Black Label Fanthom Spinner 69/25 EXP (worth S$1,150) for new CIMB cardmembers who spend S$2,000 in the first 60 days (offer ends 30 November 2026)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 4 Oct 2026

Maybank XL Rewards Card

Maybank · MASTERCARD

No ratings yetNot yet rated
  • up to 4x Dining & restaurants
  • up to 4x Shopping
  • up to 4x Travel
Annual fee
S$87.20
Purchase APR
27.9% p.a.
Welcome offer
S$10 cashback and a complimentary Etiqa travel medical policy for new-to-Maybank cardholders who make one purchase in the first two months (offer ends 31 October 2026)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 4 Oct 2026

KrisFlyer UOB Credit Card

UOB · MASTERCARD

No ratings yetNot yet rated
  • up to 2.4x Dining & restaurants
  • up to 2.4x Online shopping
  • up to 2.4x Transport & transit
Annual fee
S$196.20
Purchase APR
27.8% p.a.

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 4 Oct 2026

Citi Cash Back Card

Citibank Singapore · MASTERCARD

No ratings yetNot yet rated
  • up to 8% Transport & transit
  • up to 8% Gas & fuel
  • up to 6% Dining & restaurants
Annual fee
S$196.20
Purchase APR
27.9% p.a.
Welcome offer
S$300 cash back for new Citi cardmembers who apply online and spend S$800 in the first 2 months (offer ends 31 March 2027)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 4 Oct 2026

Standard Chartered Journey Credit Card

Standard Chartered Singapore · VISA

No ratings yetNot yet rated
  • up to 3x Transport & transit
  • 1.2x Everything else
Annual fee
S$196.20
Purchase APR
27.9% p.a.
Welcome offer
Up to 3 NVIDIA shares for new SC cardholders who spend S$1,000 in 30 days, put S$20,000 of fresh funds in a new Bonus$aver account (3 shares at S$50,000) and open an SC Online Trading account (offer ends 1 February 2027)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 4 Oct 2026

DBS Altitude Card

DBS · VISA

No ratings yetNot yet rated
  • 1.3x Everything else
Annual fee
S$196.20
Purchase APR
27.8% p.a.
Welcome offer
A Samsonite MINTER 80/30 Trunk Luggage (worth S$680) or up to 38,000 miles (10,000 of the miles for paying the first-year fee) for new DBS/POSB credit cardholders who use the promo code, spend S$800 in the first 60 days and have a PayLah! account (offer ends 31 October 2026)
Verified 4 Oct 2026

OCBC 90°N Card

OCBC · VISA

No ratings yetNot yet rated
  • 1.3x Everything else
Annual fee
S$196.20
Purchase APR
27.78% p.a.
Welcome offer
22,000 miles for new OCBC cardmembers who apply through OCBC and spend S$800 in the first 60 days (offer ends 31 December 2026)
Verified 4 Oct 2026

HSBC TravelOne Credit Card

HSBC Singapore · MASTERCARD

No ratings yetNot yet rated
  • 1.2x Everything else
Annual fee
S$196.20
Purchase APR
27.8% p.a.
Welcome offer
Up to 20,000 miles and a Samsonite ZELTUS 69cm Spinner Exp (worth S$680) for new HSBC cardholders who pay the annual fee and spend S$1,000 by the end of the month after the card opens; existing cardholders get up to 10,000 miles and the luggage (offer ends 31 October 2026)
Verified 4 Oct 2026

The American Express® Singapore Airlines KrisFlyer Ascend Credit Card

American Express · AMEX

No ratings yetNot yet rated
  • 1.2x Everything else
Annual fee
S$397.85
Purchase APR
27.8% p.a.
Welcome offer
20,000 KrisFlyer miles for new American Express cardmembers who pay the annual fee and spend S$5,000 in the first 6 months, and 20,000 more on their first spend in the 15th month; 5,000 more KrisFlyer miles for a first Singapore Airlines credit card; plus a S$100 CapitaVoucher with the fee paid (offer ends 1 November 2026)
Verified 4 Oct 2026

Maybank World Mastercard

Maybank · MASTERCARD

No ratings yetNot yet rated
Annual fee
S$261.60
Purchase APR
27.9% p.a.
Welcome offer
A Samsonite FLUIO Spinner 68/25 EXP (worth S$530) for new-to-Maybank cardholders who spend S$1,300 in the first two months (offer ends 31 October 2026)
Verified 4 Oct 2026

Citi Prestige Card

Citibank Singapore · MASTERCARD

No ratings yetNot yet rated
Annual fee
S$651.82
Purchase APR
27.9% p.a.
Welcome offer
Up to 112,500 ThankYou points for new Citi Prestige cardmembers who spend S$14,000 in the first 2 months and pay the first-year fee (offer ends 30 November 2026)
Verified 4 Oct 2026

The Platinum Card®

American Express · AMEX

No ratings yetNot yet rated
Annual fee
S$1,744
Purchase APR
None: the balance is paid in full each month
Welcome offer
100,000 Membership Rewards points for new American Express cardmembers who pay the annual fee and spend S$10,000 in the first 6 months, and 100,000 more on their first spend in the 15th month; plus a S$300 CapitaVoucher with the fee paid (offer ends 1 November 2026)
Verified 4 Oct 2026
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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.