Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

155 cards in Canada

Showing 25–48

CIBC Costco Mastercard

CIBC · MASTERCARD

No ratings yetNot yet rated
  • 3% Dining & restaurants
  • 2% Gas & fuel
Annual fee
C$0
Purchase APR
21.75%
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.75%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Adapta™ Mastercard® for Students

CIBC · MASTERCARD

No ratings yetNot yet rated
  • 2x Travel
  • 1x Everything else
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Most popular Join and earn up to $350 in value with no annual fee.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

MBNA Smart Cash Platinum Plus® Mastercard®

MBNA · MASTERCARD

No ratings yetNot yet rated
  • 2% Gas & fuel
  • 2% Groceries
  • 0.50% Everything else
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Welcome offer: Earn 5% Cash Back on gas and groceries for the first 6 months†† (until the total gas and grocery purchases in the applicable month reaches $500).
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.99%. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

MBNA Rewards Platinum Plus® Mastercard®

MBNA · MASTERCARD

No ratings yetNot yet rated
  • 2x Dining & restaurants
  • 2x Groceries
  • 1x Everything else
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Welcome offer: Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually. You could also receive up to 10,000 bonus points††. Conditions apply.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.99%. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Scotiabank American Express® Card (for students)

Scotiabank · AMEX

No ratings yetNot yet rated
  • 3x Groceries
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Earn up to 10,000 bonus Scene+ points within your first 3 months (that’s up to $100 towards travel).
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

moi RBC Visa

RBC Royal Bank · VISA

No ratings yetNot yet rated
  • 2x Dining & restaurants
Annual fee
C$0
Purchase APR
20.99%
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Triangle Mastercard

Canadian Tire Bank · MASTERCARD

No ratings yetNot yet rated
  • 4% Shopping
  • 1.50% Groceries
  • 0.50% Everything else
Annual fee
C$0
Purchase APR
21.99%
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Aventura Visa Card for Students

CIBC · VISA

No ratings yetNot yet rated
  • 1x Travel
  • 1x Gas & fuel
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Earn up to 12,500 Aventura Points for no annual fee.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Adapta™ Mastercard®

CIBC · MASTERCARD

No ratings yetNot yet rated
  • 2x Travel
  • 1x Everything else
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Join and earn up to $100 in value† with no annual fee
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Dividend Visa Card for Students

CIBC · VISA

No ratings yetNot yet rated
  • 2% Groceries
  • 1% Gas & fuel
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Join and earn up to $125 cash back
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

TD Cash Back Visa Card

TD · VISA

No ratings yetNot yet rated
  • 1% Groceries
  • 0.50% Everything else
Annual fee
C$0
Purchase APR
21.99%
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Scotiabank® Scene+™ Visa Card (for students)

Scotiabank · VISA

No ratings yetNot yet rated
  • 2x Groceries
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Earn up to 5,000 bonus Scene+ points ($50 value) within your first 3 months.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

BMO CashBack® Mastercard®

BMO · MASTERCARD

No ratings yetNot yet rated
  • 0.50% Everything else
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Get up to 5% cash back in your first 3 months and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

RBC ION Visa

RBC Royal Bank · VISA

No ratings yetNot yet rated
  • 1.5x Groceries
Annual fee
C$0
Purchase APR
20.99%
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Triangle World Elite Mastercard

Canadian Tire Bank · MASTERCARD

No ratings yetNot yet rated
  • 4% Shopping
  • 3% Groceries
  • 1% Everything else
Annual fee
C$0
Purchase APR
21.99%
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Scotiabank® Scene+™ Visa Card

Scotiabank · VISA

No ratings yetNot yet rated
  • 2x Groceries
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Earn up to 5,000 bonus Scene+ points within your first 3 months.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Home Trust Preferred Visa

Home Trust · VISA

No ratings yetNot yet rated
  • 1% Everything else
Annual fee
C$0
Purchase APR
21.99%
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Foreign transaction fee: 0.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Tangerine Money-Back Credit Card

Tangerine · MASTERCARD

No ratings yetNot yet rated
  • 0.50% Everything else
Annual fee
C$0
Purchase APR
20.95%
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.95%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.95%.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

TD Rewards Visa Card

TD · VISA

No ratings yetNot yet rated
  • 3x Groceries
  • 2x Streaming & subscriptions
  • 1x Everything else
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases plus, no Annual Fee. Conditions Apply.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Allure Mastercard

National Bank of Canada · MASTERCARD

No ratings yetNot yet rated
  • 0.5x Everything else
Annual fee
C$0
Purchase APR
20.99%
Welcome offer
The card that offers points and allows you to support the Quebec Breast Cancer Foundation.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.49%. Cash advance APR: 22.49%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

TD Business Cash Back Visa Card

TD · VISA

No ratings yetNot yet rated
  • 2% Streaming & subscriptions
  • 0.50% Everything else
Annual fee
C$0
Purchase APR
19.99%
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 19.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Visa Business Advantage

Desjardins · VISA

No ratings yetNot yet rated
  • 1% Everything else
Annual fee
C$25
Purchase APR
Prime rate + 8.5%
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$25. Purchase APR: Prime rate + 8.5% variable, based on creditworthiness and the Prime Rate. Cash advance APR: Prime rate + 8.5%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

ECHO Cashback Mastercard

National Bank of Canada · MASTERCARD

No ratings yetNot yet rated
  • 1.50% Gas & fuel
  • 1.50% Groceries
  • 1.50% Online shopping
Annual fee
C$30
Purchase APR
20.99%
Welcome offer
The card that offers up to 1.5% cashback and an extended warranty.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$30. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.49%. Cash advance APR: 22.49%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC U.S. Dollar Aventura Gold Visa Card

CIBC · VISA

No ratings yetNot yet rated
  • 1x Travel
  • 1x Everything else
Annual fee
C$35
Purchase APR
21.99%
Welcome offer
Earn up to 2,500 Aventura points† and get an annual fee rebate for the first year‡. Shop across the border? Skip the currency conversion fees.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$35. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.