Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

Discover cards
Australia125Austria42Canada188Denmark53Finland34Germany51Hong Kong148Ireland21Japan15New Zealand34Norway48Singapore104Sweden67Switzerland215United Arab Emirates37United Kingdom126United States219
All card typesCash back52Rewards129Travel & airline66No annual fee80Balance transfer2Low interest20Student14Business27
All issuersAmerican ExpressATB FinancialBMOBrim FinancialCanadian Tire BankCapital OneCIBCCoast CapitalDesjardinsHome TrustLaurentian BankMBNANational Bank of CanadaNeo FinancialPC FinancialRBC Royal BankRogers BankScotiabankServus Credit UnionSimplii FinancialTangerineTDWalmart RewardsWealthsimple
All networksAMEXMASTERCARDVISA
RecommendedLowest annual feeHighest annual feeCard name (A–Z)
Clear

80 cards in Canada

Showing 1–24

RBC ION Visa

RBC Royal Bank · VISA

No ratings yetNot yet rated
  • 1.5x Groceries
Annual fee
C$0
Purchase APR
20.99%
Verified 1 Oct 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

More Rewards RBC Visa

RBC Royal Bank · VISA

No ratings yetNot yet rated
  • 5x Groceries
  • 3x Everything else
Annual fee
C$0
Purchase APR
20.99%
Verified 1 Oct 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

TD Rewards Visa Card

TD · VISA

No ratings yetNot yet rated
  • 3x Groceries
  • 2x Streaming & subscriptions
  • 1x Everything else
Welcome offer
Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases plus, no Annual Fee. Conditions Apply.
Verified 8 Sept 2026
ApplySee if it fits my spending
Full details

CIBC Aventura Visa Card

CIBC · VISA

No ratings yetNot yet rated
  • 1x Travel
  • 1x Groceries
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
Earn up to 12,500 Aventura Points† for no annual fee. Experience more of the world with our most flexible travel rewards program.
Verified 1 Oct 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

mycredit Mastercard

National Bank of Canada · MASTERCARD

No ratings yetNot yet rated
  • 1% Dining & restaurants
  • 1% Bills & utilities
  • 0.50% Everything else
Welcome offer
The card that offers up to 1% cashback on your purchases and exclusive mobile protection.
Verified 9 Sept 2026
ApplySee if it fits my spending
Full details
For issuers and partners

Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.

Start a conversation

Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.