Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

102 cards in Canada

Showing 49–72

Odyssey Gold Visa

Desjardins · VISA

No ratings yetNot yet rated
  • 2% Everything else
Annual fee
C$110
Purchase APR
20.9%
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$110. Purchase APR: 20.9%, based on creditworthiness and the Prime Rate. Cash advance APR: 21.9%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

SimplyCash® Preferred Card from American Express

American Express · AMEX

No ratings yetNot yet rated
  • 4% Gas & fuel
  • 4% Groceries
  • 2% Everything else
Annual fee
C$119.88
Purchase APR
21.99% on purchases and 21.99% on funds advances
Welcome offer
Make more happen with a bonus of up to 10% cash back. Earn a bonus 10% cash back on purchases in your first 3 months (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates.
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$119.88. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Tangerine Rewards World Elite Mastercard

Tangerine · MASTERCARD

No ratings yetNot yet rated
  • 1x Everything else
Annual fee
C$120
Purchase APR
20.95%
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 20.95%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.95%.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

BMO eclipse Visa Infinite Card

BMO · VISA

No ratings yetNot yet rated
  • 5x Groceries
  • 5x Dining & restaurants
  • 1x Everything else
Annual fee
C$120
Purchase APR
21.99%
Welcome offer
Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 anniversary lifestyle credit, and no annual fee in your first year.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

RBC Avion Visa Infinite

RBC Royal Bank · VISA

No ratings yetNot yet rated
  • 1.3x Travel
  • 1x Everything else
Annual fee
C$120
Purchase APR
20.99%
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

MBNA Rewards World Elite® Mastercard®

MBNA · MASTERCARD

No ratings yetNot yet rated
  • 5x Dining & restaurants
  • 5x Groceries
  • 5x Bills & utilities
Annual fee
C$120
Purchase APR
21.99%
Welcome offer
Welcome offer: Earn up to 30,000 bonus MBNA Rewards Points†† for cash back, gift cards and more. Conditions Apply.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.99%. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Scotia Momentum® Visa Infinite + Card

Scotiabank · VISA

No ratings yetNot yet rated
  • 4% Groceries
Annual fee
C$120
Purchase APR
20.99%
Welcome offer
Earn 15% Cash Back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (2% fee per cash advance, 22.99% after that). And, no annual fee in the first year, including on additional cards.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Marriott Bonvoy® American Express® Card

American Express · AMEX

No ratings yetNot yet rated
  • 5x Travel
  • 2x Everything else
Annual fee
C$120
Purchase APR
21.99% on purchases and 21.99% on funds advances
Welcome offer
Earn up to 110,000 Bonus Marriott Bonvoy® points. Offer ends September 22, 2026. Whether you're close to home or away, earn points wherever you go and redeem whenever you're ready. Points do not expire.
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

American Express® Aeroplan® Card

American Express · AMEX

No ratings yetNot yet rated
  • 2x Travel
  • 1.5x Dining & restaurants
  • 1x Everything else
Annual fee
C$120
Purchase APR
30% on balances not paid in full
Welcome offer
Earn up to 45,000 Welcome Bonus Aeroplan® points. You could earn up to $1,550 or more in value within your first 13 months!
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 30% on balances not paid in full, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

PC Insiders™ World Elite® Mastercard®

PC Financial · MASTERCARD

No ratings yetNot yet rated
  • 5% Health & pharmacy
  • 4% Groceries
  • 4% Shopping
Annual fee
C$120
Purchase APR
21.99%
Welcome offer
Earn 50,000 bonus PC Optimum™ Points
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.97%.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

RBC Avion Visa Platinum

RBC Royal Bank · VISA

No ratings yetNot yet rated
  • 1x Travel
  • 1x Everything else
Annual fee
C$120
Purchase APR
20.99%
Verified 10 Sept 2026
Rates, fees and fine print

Annual membership fee: C$120. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Odyssey World Elite Mastercard

Desjardins · MASTERCARD

No ratings yetNot yet rated
  • 3% Everything else
Annual fee
C$130
Purchase APR
20.9%
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$130. Purchase APR: 20.9%, based on creditworthiness and the Prime Rate. Cash advance APR: 21.9%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Aeroplan Visa Business Plus Card

CIBC · VISA

No ratings yetNot yet rated
  • 2x Travel
Annual fee
C$139
Purchase APR
20.99%
Welcome offer
Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points! Conditions apply.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Aeroplan Visa Infinite Card

CIBC · VISA

No ratings yetNot yet rated
  • 1.5x Travel
  • 1.5x Gas & fuel
Annual fee
C$139
Purchase APR
21.99%
Welcome offer
Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points. Conditions apply.
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

BMO CashBack® World Elite® Mastercard®

BMO · MASTERCARD

No ratings yetNot yet rated
  • 5% Groceries
  • 1% Everything else
Annual fee
C$139
Purchase APR
21.99%
Welcome offer
Get up to $650 in value, including the annual fee waived in the first year. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 23.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

TD® Aeroplan® Visa Infinite Card

TD · VISA

No ratings yetNot yet rated
  • 1.5x Gas & fuel
  • 1.5x Travel
  • 1x Everything else
Annual fee
C$139
Purchase APR
21.99%
Welcome offer
Up to $1,550 in value including up to 50,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Aventura Visa Infinite Card

CIBC · VISA

No ratings yetNot yet rated
  • 2x Travel
  • 1.5x Gas & fuel
Annual fee
C$139
Purchase APR
21.99%
Welcome offer
Apply and earn up to $1,900 in value!
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Aventura Visa Card for Business Plus

CIBC · VISA

No ratings yetNot yet rated
  • 2x Travel
  • 1.5x Gas & fuel
Annual fee
C$139
Purchase APR
20.99%
Welcome offer
Join and earn up to $2,200 in value, including an annual fee rebate for the first 2 years!
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

TD Cash Back Visa Infinite Card

TD · VISA

No ratings yetNot yet rated
  • 3% Groceries
  • 1% Everything else
Annual fee
C$139
Purchase APR
21.99%
Welcome offer
Earn up to $600 in total value including an Annual Fee rebate for the first year. Conditions apply.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Aventura Gold Visa Card

CIBC · VISA

No ratings yetNot yet rated
  • 2x Travel
  • 1.5x Gas & fuel
Annual fee
C$139
Purchase APR
21.99%
Welcome offer
Apply and earn up to $1,900 in value!
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

TD First Class Travel® Visa Infinite Card

TD · VISA

No ratings yetNot yet rated
  • 6x Groceries
  • 4x Streaming & subscriptions
  • 2x Everything else
Annual fee
C$139
Purchase APR
21.99%
Welcome offer
Earn up to $1,400 in value, including up to 160,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC Aventura Visa Card for Business

CIBC · VISA

No ratings yetNot yet rated
  • 2x Travel
  • 1.5x Gas & fuel
Annual fee
C$139
Purchase APR
20.99%
Welcome offer
Join and earn up to $2,200 in value, including an annual fee rebate for the first 2 years!
Verified 9 Sept 2026
Rates, fees and fine print

Annual membership fee: C$139. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

TD® Aeroplan® Visa Business Card

TD · VISA

No ratings yetNot yet rated
  • 2x Travel
  • 1x Everything else
Annual fee
C$149
Purchase APR
14.99%
Welcome offer
You could earn up to $1,900 in value, including up to 60,000 Aeroplan points, travel benefits, and a first-year Annual Fee Rebate for you and up to two Additional Cardholders. Conditions Apply. Offer effective as of September 1, 2026.
Verified 8 Sept 2026
Rates, fees and fine print

Annual membership fee: C$149. Purchase APR: 14.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.