- 2% Everything else
Verified 10 Sept 2026
Compare credit cards by what you actually spend
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188 cards in Canada
Showing 121–144
- 2x Travel
- 2x Gas & fuel
- 2x Groceries
- Annual fee
- C$250
- Purchase APR
- 21.99% on purchases and 21.99% on funds advances
- Welcome offer
- Earn up to 60,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $800 in annual value with American Express® Gold Rewards. Turn everyday spending into unforgettable escapes.
Verified 27 Sept 2026
Rates, fees and fine print
Annual membership fee: C$250. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- 4% Everything else
Verified 9 Sept 2026
- 2x Entertainment
- Annual fee
- C$399
- Purchase APR
- 20.99%
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$399. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 1.50% Everything else
- Annual fee
- C$495
- Purchase APR
- 21.99% to 25.99%
Verified 24 Oct 2026
Rates, fees and fine print
Annual membership fee: C$495. Purchase APR: 21.99% to 25.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 27.99%. Foreign transaction fee: 0.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 3x Travel
- 2x Dining & restaurants
- Annual fee
- C$499
- Purchase APR
- 21.99%
- Welcome offer
- Join and earn up to $2,500 in value.† Take your travel to new heights with exceptional benefits.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$499. Purchase APR: 21.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 3x Travel
- 2x Dining & restaurants
- Welcome offer
- Earn up to 80,000 bonus Scene+ points in your first 14 months. That’s up to $800 in value.
Verified 9 Sept 2026
- 3x Travel
- 1.25x Everything else
- Annual fee
- C$599
- Purchase APR
- 21.99% on purchases and 21.99% on funds advances
- Welcome offer
- Earn up to 120,000 Welcome Bonus Aeroplan® points. You could earn up to $5,600 or more in value within your first 13 months! Take business travel to the next level with rewards and benefits that exceed your expectations. * This offer is currently available to you on this webpage. Your eligibility for this offer can change at any time. Excludes offers that may be available to limited groups in select channels. Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Verified 27 Sept 2026
Rates, fees and fine print
Annual membership fee: C$599. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- 2x Travel
- 1.5x Gas & fuel
- 1.25x Everything else
- Welcome offer
- Up to $3,300 in value including up to 100,000 Aeroplan points could be yours. Conditions Apply.
Verified 8 Sept 2026
- 5x Groceries
- 5x Dining & restaurants
- 5x Health & pharmacy
- Welcome offer
- Get up to $2,300 including up to 200,000 points and NEXUS Statement Credit. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.
Verified 8 Sept 2026
- 3x Travel
- 2x Dining & restaurants
- 1.25x Everything else
- Annual fee
- C$599
- Purchase APR
- 21.99% on purchases and 21.99% on funds advances
- Welcome offer
- Earn up to 85,000 Welcome Bonus Aeroplan® points. You could earn up to $4,400 or more in value within your first 13 months!
Verified 27 Sept 2026
Rates, fees and fine print
Annual membership fee: C$599. Purchase APR: 21.99% on purchases and 21.99% on funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 21.99%.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- 2x Travel
- 1.5x Dining & restaurants
- Annual fee
- C$599
- Purchase APR
- 21.99%
- Welcome offer
- Apply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points! Elevate your trip every step of the way with premium travel benefits.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$599. Purchase APR: 21.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 1.25x Everything else
- Annual fee
- C$799
- Purchase APR
- 21.99% on Flexible Payment Option balances
- Welcome offer
- Earn up to 150,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $4,100 in annual value to redefine what’s possible for your business. * This offer is currently available to you on this webpage. Your eligibility for this offer can change at any time. Excludes offers that may be available to limited groups in select channels. Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Verified 27 Sept 2026
Rates, fees and fine print
Annual membership fee: C$799. Purchase APR: 21.99% on Flexible Payment Option balances, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- 2x Dining & restaurants
- 2x Travel
- 1x Everything else
- Annual fee
- C$799
- Purchase APR
- 21.99% on Flexible Payment Option balances
- Welcome offer
- Earn up to 100,000 Membership Rewards® points. In addition to the Welcome Bonus, you can earn up to $2,800 in annual value – and redefine what’s possible with Platinum.
Verified 27 Sept 2026
Rates, fees and fine print
Annual membership fee: C$799. Purchase APR: 21.99% on Flexible Payment Option balances, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
- Welcome offer
- Keep it simple, one card for all your expenses.
Verified 9 Sept 2026
- Annual fee
- C$0
- Purchase APR
- 20.99%
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$0. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- C$0
- Purchase APR
- 7.99%
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$0. Purchase APR: 7.99% variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- Welcome offer
- Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Verified 9 Sept 2026
Verified 8 Sept 2026
- Welcome offer
- Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).
Verified 9 Sept 2026
- Welcome offer
- Welcome offer: You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening.
Verified 9 Sept 2026
Verified 10 Sept 2026
Verified 9 Sept 2026
Verified 10 Sept 2026
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Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
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Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
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Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.