- 0.40% Everything else
- Annual fee
- HK$600
- Purchase APR
- 35.42% APR
- Welcome offer
- Up to HK$600 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement
Verified 8 Oct 2026
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
All issuersAEONAmerican ExpressBank of China (Hong Kong)Bank of East AsiaCCB (Asia)China CITIC Bank InternationalChong Hing BankCitibank Hong KongCMB Wing Lung BankDah Sing BankDBS Hong KongFubon BankHang Seng BankHSBC Hong KongICBC (Asia)Mox BankOCBC Hong KongShanghai Commercial BankStandard Chartered Hong Kong
82 cards in Hong Kong
Showing 25–48
- 0.50% Everything else
- Annual fee
- HK$600
- Purchase APR
- 30.29% APR
- Welcome offer
- 40,000 bonus points for new customers who meet the spending terms, or up to 80,000 points (or a 9-month interest-free instalment loan of up to HK$60,000) for opening both a UnionPay card and a Mastercard
Verified 8 Oct 2026
BEA UnionPay Dual Currency Platinum Credit Card
Bank of East Asia · UNIONPAY
No ratings yetNot yet rated
- 1.20% Dining & restaurants
- 0.80% Everything else
- Annual fee
- HK$600
- Purchase APR
- 35.91% APR
Verified 9 Oct 2026
- 0.08x Everything else
- Annual fee
- HK$800
- Purchase APR
- 33.22% APR
Verified 8 Oct 2026
- 0.13x Everything else
- Annual fee
- HK$1,000
- Purchase APR
- 16.08% to 29.33% APR, set per cardholder
Verified 8 Oct 2026
- 0.50% Everything else
- Annual fee
- HK$1,500
- Purchase APR
- 35.9% APR
- Welcome offer
- 40,000 bonus points (worth HK$200) for new customers who spend HK$4,800 by Apple Pay within 3 months (offer ends 31 October 2026)
Verified 8 Oct 2026
- 0.50% Everything else
- Annual fee
- HK$1,500
- Purchase APR
- 30.29% APR
- Welcome offer
- 40,000 bonus points for new customers who meet the spending terms, or up to 80,000 points (or a 9-month interest-free instalment loan of up to HK$60,000) for opening both a UnionPay card and a Mastercard
Verified 8 Oct 2026
BOC Hong Kong Airlines Visa Platinum Card
Bank of China (Hong Kong) · VISA
No ratings yetNot yet rated
- 0.25x Online shopping
- 0.25x Travel
- 0.17x Everything else
- Annual fee
- HK$1,600
- Purchase APR
- 35.7% APR
- Welcome offer
- 13,000 Fortune Wings Club points for HK$13,000 of spend, or 8,000 for HK$8,000, within 2 months and with at least 3 mobile payments, for new BOC credit card customers (offer ends 31 December 2026)
Verified 8 Oct 2026
- 0.40% Everything else
- Annual fee
- HK$1,600
- Purchase APR
- 35.7% APR
- Welcome offer
- 10% cash rebate on mobile payments, up to HK$300, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026)
Verified 8 Oct 2026
- 0.40% Everything else
- Annual fee
- HK$1,600
- Purchase APR
- 35.7% APR
- Welcome offer
- 10% cash rebate on mobile payments, up to HK$300, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026)
Verified 8 Oct 2026
- up to 8% Travel
- up to 4% Online shopping
- 2% Travel
- Annual fee
- HK$1,700
- Purchase APR
- 35.7% APR
- Welcome offer
- HK$300 cash rebate for new customers who spend HK$5,800 within 3 months, and up to HK$460 more as bonus points if that spending is in New Taiwan dollars (offer ends 31 December 2026)
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 8 Oct 2026
- 0.40% Everything else
- Annual fee
- HK$1,800
- Purchase APR
- 34.46% APR
- Welcome offer
- HK$500 cash rebate, or a 3-month 365 Car Wash package, for new customers who spend HK$4,000 and pay one HKeToll toll within 2 months (offer ends 31 December 2026)
Verified 9 Oct 2026
- 0.40% Everything else
- Annual fee
- HK$1,800
- Purchase APR
- 34.46% APR
- Welcome offer
- A limited-edition Hello Kitty gift, such as a gift card set worth HK$200 or a wireless charger, for new customers who spend HK$5,000 within 2 months (offer ends 31 December 2026)
Verified 9 Oct 2026
- 0.50% Everything else
- Annual fee
- HK$1,800
- Purchase APR
- 35.9% APR
- Welcome offer
- 40,000 bonus points for new customers who meet the spending terms, or up to 80,000 points (or a 9-month interest-free instalment loan of up to HK$60,000) for opening both a UnionPay card and a Mastercard
Verified 8 Oct 2026
- 0.40% Everything else
- Annual fee
- HK$1,800
- Purchase APR
- 35.42% APR
- Welcome offer
- Up to HK$700 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement
Verified 8 Oct 2026
- up to 0.25x Travel
- 0.13x Everything else
- Annual fee
- HK$1,800
- Purchase APR
- 34.28% APR
- Welcome offer
- 240,000 points (20,000 miles) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 8 Oct 2026
- 3% Shopping
- 3% Entertainment
- Annual fee
- HK$1,800
- Purchase APR
- 34.28% APR
- Welcome offer
- HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)
Verified 8 Oct 2026
HSBC Pulse UnionPay Dual Currency Diamond Credit Card
HSBC Hong Kong · UNIONPAY
No ratings yetNot yet rated
- 0.40% Everything else
- Annual fee
- HK$1,800
- Purchase APR
- 35.42% APR
- Welcome offer
- Up to HK$800 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement, plus HK$10 RewardCash for every HK$50 or RMB50 paid by QR code (up to HK$280) when you apply with the promo code HSBCPULSE by 31 December 2026
Verified 8 Oct 2026
- 0.25x Travel
- 0.17x Everything else
- Annual fee
- HK$1,800
- Purchase APR
- 34.46% APR
- Welcome offer
- 10,000 bonus Avios for new customers who spend HK$12,000 within 3 months (offer ends 31 December 2026)
Verified 9 Oct 2026
- up to 5% Dining & restaurants
- 0.40% Everything else
- Annual fee
- HK$1,800
- Purchase APR
- 35.91% APR
- Welcome offer
- HK$500 cash rebate for new BEA credit card customers who spend HK$5,000 within 3 months (offer ends 13 January 2027)
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 9 Oct 2026
- up to 3.20% Dining & restaurants
- up to 3.20% Travel
- 0.40% Everything else
- Annual fee
- HK$2,000
- Purchase APR
- 35.7% APR
- Welcome offer
- 150,000 Gift Points (worth HK$600) for new customers who spend HK$10,000 in the first 3 months, or 225,000 for BOC Private Wealth and Wealth Management customers (offer ends 31 December 2026)
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 8 Oct 2026
Standard Chartered Cathay Mastercard
Standard Chartered Hong Kong · MASTERCARD
No ratings yetNot yet rated
- 0.25x Dining & restaurants
- 0.25x Travel
- 0.17x Everything else
- Annual fee
- HK$2,000
- Purchase APR
- 35.7% APR
- Welcome offer
- Up to 40,000 Asia Miles for new cardholders who apply online: 10,000 for HK$5,000, 20,000 for HK$40,000 or 40,000 for HK$110,000 spent within 2 months, or a HK$2,000 Cathay Gift Card for HK$6,000 of spend when you apply by 30 November 2026 (offer ends 17 January 2027)
Verified 8 Oct 2026
- up to 0.5x Transport & transit
- up to 0.5x Travel
- 0.2x Everything else
- Annual fee
- HK$2,000
- Purchase APR
- 35.42% APR
- Welcome offer
- Up to HK$1,250 RewardCash (25,000 miles) for new HSBC credit card customers who apply online: HK$800 for HK$8,000 spent, or HK$1,250 for HK$25,000, within 60 days of getting the card
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 8 Oct 2026
- 0.13x Everything else
- Annual fee
- HK$2,000
- Purchase APR
- 34.46% APR
- Welcome offer
- Up to 17,000 ANA miles, basic miles included, for new customers who spend HK$20,000 locally within 2 months (offer ends 30 June 2027)
Verified 9 Oct 2026
For issuers and partners
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Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.
Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.
How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.