- 0.4x Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
Verified 4 Oct 2026
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
104 cards in Singapore
Showing 49–72
- up to 4x Online shopping
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 4 Oct 2026
- 1% Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Welcome offer
- A Samsonite MINTER 80/30 Trunk Luggage (worth S$680) or S$288 cashback for new DBS/POSB credit cardholders aged 21 to 29 who use the promo code, spend S$500 in the first 60 days and have a PayLah! account (offer ends 31 October 2026)
Verified 4 Oct 2026
- 1.3x Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Welcome offer
- A Samsonite MINTER 80/30 Trunk Luggage (worth S$680) or up to 38,000 miles (10,000 of the miles for paying the first-year fee) for new DBS/POSB credit cardholders who use the promo code, spend S$800 in the first 60 days and have a PayLah! account (offer ends 31 October 2026)
Verified 4 Oct 2026
- 4x Online shopping
- 0.4x Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
Verified 4 Oct 2026
- 1.60% Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.78% p.a.
- Welcome offer
- 16% cashback on the first S$2,000 spent in the first 60 days (bonus capped at S$288) for new OCBC cardmembers who apply through OCBC (offer ends 31 December 2026)
Verified 4 Oct 2026
- 4x Shopping
- 4x Online shopping
- 0.4x Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.78% p.a.
- Welcome offer
- 55,000 OCBC$ (22,000 miles) for new OCBC cardmembers who apply through OCBC and spend S$800 in the first 60 days (offer ends 31 December 2026)
Verified 4 Oct 2026
- 1.60% Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.9% p.a.
- Welcome offer
- 8% cash back on the first S$4,000 spent in the first 2 months (bonus capped at S$256) for new Citi cardmembers who apply online (offer ends 31 March 2027)
Verified 4 Oct 2026
- 1.3x Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.78% p.a.
- Welcome offer
- 22,000 miles for new OCBC cardmembers who apply through OCBC and spend S$800 in the first 60 days (offer ends 31 December 2026)
Verified 4 Oct 2026
- up to 5% Groceries
- up to 5% Online shopping
- up to 5% Transport & transit
- Annual fee
- S$196.20
- Purchase APR
- 27.9% p.a.
- Welcome offer
- S$300 cash back for new Citi cardmembers who apply online and spend S$800 in the first 2 months (offer ends 31 March 2027)
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 4 Oct 2026
- 1.50% Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Welcome offer
- A Samsonite VOYA Spinner 68cm Exp (worth S$680) or S$200 cashback for S$500 spent, and S$100 more for another S$500, for new HSBC cardholders who give marketing consent and spend by the end of the month after the card opens; existing cardholders get S$50 (offer ends 31 December 2026)
Verified 4 Oct 2026
- 1.2x Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Welcome offer
- Up to 20,000 miles and a Samsonite ZELTUS 69cm Spinner Exp (worth S$680) for new HSBC cardholders who pay the annual fee and spend S$1,000 by the end of the month after the card opens; existing cardholders get up to 10,000 miles and the luggage (offer ends 31 October 2026)
Verified 4 Oct 2026
- 1.2x Everything else
- Annual fee
- S$196.20
- Purchase APR
- 27.9% p.a.
- Welcome offer
- A Samsonite FLUIO Spinner 68/25 EXP (worth S$530) for new-to-Maybank cardholders who spend S$1,300 in the first two months (offer ends 31 October 2026)
Verified 4 Oct 2026
- up to 5% Dining & restaurants
- 1.50% Everything else
- Annual fee
- S$207.10
- Purchase APR
- 28.88% p.a.
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 4 Oct 2026
- 0.50% Everything else
- Annual fee
- S$207.10
- Purchase APR
- 28.88% p.a.
Verified 4 Oct 2026
- up to 3% Everything else
- Annual fee
- S$207.10
- Purchase APR
- 28.88% p.a.
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 4 Oct 2026
- up to 10% Dining & restaurants
- up to 8% Entertainment
- up to 3% Transport & transit
- Annual fee
- S$207.10
- Purchase APR
- 28.88% p.a.
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 4 Oct 2026
- 1.4x Everything else
- Annual fee
- S$207.10
- Purchase APR
- 28.88% p.a.
Verified 4 Oct 2026
- up to 4x Gas & fuel
- 0.4x Everything else
- Annual fee
- S$218
- Purchase APR
- 27.8% p.a.
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 4 Oct 2026
- 1.4x Everything else
- Annual fee
- S$261.60
- Purchase APR
- 27.8% p.a.
Verified 4 Oct 2026
- 1.60% Everything else
- Annual fee
- S$381.50
- Purchase APR
- 28.88% p.a.
Verified 4 Oct 2026
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card
American Express · AMEX
No ratings yetNot yet rated
- 1.2x Everything else
- Annual fee
- S$397.85
- Purchase APR
- 27.8% p.a.
- Welcome offer
- 20,000 KrisFlyer miles for new American Express cardmembers who pay the annual fee and spend S$5,000 in the first 6 months, and 20,000 more on their first spend in the 15th month; 5,000 more KrisFlyer miles for a first Singapore Airlines credit card; plus a S$100 CapitaVoucher with the fee paid (offer ends 1 November 2026)
Verified 4 Oct 2026
- 1.50% Everything else
- Annual fee
- S$599.50
- Purchase APR
- 27.8% p.a.
Verified 4 Oct 2026
- 1.2x Everything else
- Annual fee
- S$654
- Purchase APR
- 27.9% p.a.
Verified 4 Oct 2026
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Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
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How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.