Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

188 cards in Canada

Showing 49–72

Laurentian Bank Visa Reward Me

Laurentian Bank · VISA

No ratings yetNot yet rated
  • 1x Gas & fuel
  • 1x Groceries
  • 1x Bills & utilities
Annual fee
C$0
Purchase APR
20.99%
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 21.99%. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

ATB Gold My Rewards Mastercard

ATB Financial · MASTERCARD

No ratings yetNot yet rated
  • 1.5x Everything else
Annual fee
C$0
Purchase APR
19.99%
Welcome offer
10,000 bonus points ($50 value) when you first use the card
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 19.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%. Foreign transaction fee: 2.9.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

ATB Gold Cash Rewards Mastercard

ATB Financial · MASTERCARD

No ratings yetNot yet rated
  • 1% Gas & fuel
  • 1% Bills & utilities
Annual fee
C$0
Purchase APR
20.99%
Welcome offer
5% cash back for your first 3 months, on up to $2,000 of spending
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%. Foreign transaction fee: 2.9.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Walmart Rewards World Mastercard

Walmart Rewards · MASTERCARD

No ratings yetNot yet rated
  • 3% Groceries
  • 3% Shopping
  • 1% Everything else
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
$25 in reward dollars when you spend $75 in a single purchase at Walmart in the first 30 days
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Capital One Quicksilver World Elite Mastercard

Capital One · MASTERCARD

No ratings yetNot yet rated
  • 3% Groceries
  • 3% Gas & fuel
  • 1% Everything else
Annual fee
C$0
Purchase APR
20.9%
Welcome offer
Double cash back for your first year: Capital One matches the cash back you earn in your first 365 days
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.9%, based on creditworthiness and the Prime Rate. Foreign transaction fee: 0.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Capital One Quicksilver World Mastercard

Capital One · MASTERCARD

No ratings yetNot yet rated
  • 3% Groceries
  • 3% Gas & fuel
  • 1% Everything else
Annual fee
C$0
Purchase APR
21.9% to 29.9%
Welcome offer
Double cash back for your first year: Capital One matches the cash back you earn in your first 365 days
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.9% to 29.9%, based on creditworthiness and the Prime Rate. Foreign transaction fee: 0.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Servus No Fee Mastercard

Servus Credit Union · MASTERCARD

No ratings yetNot yet rated
  • 0.5x Everything else
Annual fee
C$0
Purchase APR
20.99%
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Coast Capital Cash Back Mastercard

Coast Capital · MASTERCARD

No ratings yetNot yet rated
  • 1x Groceries
  • 1x Gas & fuel
  • 1x Transport & transit
Annual fee
C$0
Purchase APR
20.99%
Welcome offer
$100 statement credit for new Coast Capital members
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Walmart Rewards Mastercard

Walmart Rewards · MASTERCARD

No ratings yetNot yet rated
  • 3% Groceries
  • 3% Shopping
  • 1% Everything else
Annual fee
C$0
Purchase APR
21.99%
Welcome offer
$25 in reward dollars when you spend $75 in a single purchase at Walmart in the first 30 days
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Neo World Mastercard® – Shop & Dine

Neo Financial · MASTERCARD

No ratings yetNot yet rated
  • 2% Dining & restaurants
  • 2% Shopping
  • 0.50% Everything else
Annual fee
C$0
Purchase APR
19.99% to 29.99% (by credit profile and province)
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Neo World Mastercard® – Gas & Grocery

Neo Financial · MASTERCARD

No ratings yetNot yet rated
  • 2% Groceries
  • 2% Bills & utilities
  • 2% Gas & fuel
Annual fee
C$0
Purchase APR
19.99% to 29.99% (by credit profile and province)
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Neo World Mastercard® – Everywhere

Neo Financial · MASTERCARD

No ratings yetNot yet rated
  • 1% Everything else
Annual fee
C$0
Purchase APR
19.99% to 29.99% (by credit profile and province)
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$0. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

CIBC U.S. Dollar Aventura Gold Visa Card

CIBC · VISA

No ratings yetNot yet rated
  • 1x Travel
  • 1x Everything else
Annual fee
C$35
Purchase APR
21.99%
Welcome offer
Earn up to 2,500 Aventura points† and get an annual fee rebate for the first year‡. Shop across the border? Skip the currency conversion fees.
Verified 1 Oct 2026
Rates, fees and fine print

Annual membership fee: C$35. Purchase APR: 21.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

WestJet RBC Mastercard

RBC Royal Bank · MASTERCARD

No ratings yetNot yet rated
  • 1.5x Travel
  • 1.5x Dining & restaurants
  • 1x Everything else
Annual fee
C$39
Purchase APR
20.99%
Verified 1 Oct 2026
Rates, fees and fine print

Annual membership fee: C$39. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

RBC ION+ Visa

RBC Royal Bank · VISA

No ratings yetNot yet rated
  • 3x Groceries
  • 1x Everything else
Annual fee
C$48
Purchase APR
20.99%
Verified 1 Oct 2026
Rates, fees and fine print

Annual membership fee: C$48. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Laurentian Bank Visa Cashback

Laurentian Bank · VISA

No ratings yetNot yet rated
  • 2% Gas & fuel
  • 2% Groceries
  • 2% Bills & utilities
Annual fee
C$65
Purchase APR
20.99%
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$65. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 21.99%. Cash advance APR: 22.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Platinum Mastercard

National Bank of Canada · MASTERCARD

No ratings yetNot yet rated
  • 2x Groceries
  • 2x Dining & restaurants
  • 1.5x Gas & fuel
Welcome offer
The card that offers up to 2 points per dollar spent and rewards to live life to the fullest.
Verified 9 Sept 2026

Servus Gold Mastercard

Servus Credit Union · MASTERCARD

No ratings yetNot yet rated
  • 1x Everything else
Annual fee
C$75
Purchase APR
20.99%
Welcome offer
5,000 Circle Rewards points ($50 value) with a new card
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$75. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

United® MileagePlus® Neo World Elite® Mastercard

Neo Financial · MASTERCARD

No ratings yetNot yet rated
  • 1.25x Travel
  • 1x Dining & restaurants
  • 1x Groceries
Annual fee
C$89
Purchase APR
19.99% to 29.99% (by credit profile and province)
Welcome offer
Up to 25,000 bonus MileagePlus miles (spending conditions apply)
Verified 24 Oct 2026
Rates, fees and fine print

Annual membership fee: C$89. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

TD Platinum Travel Visa Card

TD · VISA

No ratings yetNot yet rated
  • 4.5x Groceries
  • 3x Streaming & subscriptions
  • 1.5x Everything else
Welcome offer
Earn up to $370 in value, including up to 50,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
Verified 8 Sept 2026
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Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.

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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.