Verified 10 Sept 2026
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
188 cards in Canada
Showing 145–168
Verified 9 Sept 2026
- Welcome offer
- Interest as low as CIBC Prime plus 1.5%.
Verified 9 Sept 2026
Verified 10 Sept 2026
- Annual fee
- C$0
- Purchase APR
- 20.99%
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$0. Purchase APR: 20.99% variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- Welcome offer
- Get 5% cash back in your first 3 months!
Verified 8 Sept 2026
- Welcome offer
- Get 90-day protection on new purchases.
Verified 9 Sept 2026
- Annual fee
- C$0
- Purchase APR
- 29.9%
Verified 24 Oct 2026
Rates, fees and fine print
Annual membership fee: C$0. Purchase APR: 29.9%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- C$0
- Purchase APR
- 21.9% to 29.9%
Verified 24 Oct 2026
Rates, fees and fine print
Annual membership fee: C$0. Purchase APR: 21.9% to 29.9%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- C$0
- Purchase APR
- 29.9%
Verified 24 Oct 2026
Rates, fees and fine print
Annual membership fee: C$0. Purchase APR: 29.9%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- Annual fee
- C$0
- Purchase APR
- 19.99% to 29.99% (by credit profile and province)
Verified 24 Oct 2026
Rates, fees and fine print
Annual membership fee: C$0. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Verified 10 Sept 2026
- Welcome offer
- Effectively manage your business expenses.
Verified 9 Sept 2026
Verified 9 Sept 2026
- Annual fee
- C$20
- Purchase APR
- 12.99%
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$20. Purchase APR: 12.99% variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Verified 9 Sept 2026
- Welcome offer
- Get a 0% promotional interest rate on Purchases for the first 6 months from Account opening and receive an Annual Fee rebate for the first year. Conditions Apply.
Verified 8 Sept 2026
- Annual fee
- C$25
- Purchase APR
- 12.99% on purchases and funds advances
Verified 27 Sept 2026
Rates, fees and fine print
Annual membership fee: C$25. Purchase APR: 12.99% on purchases and funds advances, based on creditworthiness and the Prime Rate. Cash advance APR: 12.99%.
Rates and fees as published by the issuer and recorded on 27 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Verified 8 Sept 2026
- Welcome offer
- 0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee. Plus pay no annual fee in the first year.
Verified 9 Sept 2026
- Annual fee
- C$29
- Purchase APR
- 13.99%
- Welcome offer
- Transfer your credit card balance — get 0% interest for up to 10 months with a 1% transfer fee.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: C$29. Purchase APR: 13.99% variable, based on creditworthiness and the Prime Rate. Cash advance APR: 13.99%.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- Welcome offer
- 0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee. Plus pay no annual fee in the first year.
Verified 9 Sept 2026
- Welcome offer
- Get a 0% introductory interest rate on Balance Transfers for 18 months with a 2% transfer fee and we’ll waive the $29 annual fee for the first year.
Verified 8 Sept 2026
Verified 9 Sept 2026
For issuers and partners
Start a conversationWant your card seen here?
Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.
Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.
How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.