- 2% Everything else
Verified 7 Sept 2026
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
All issuersAmerican ExpressArroAspireAvantBank of AmericaBILL Spend & ExpenseBiltCapital OneChaseCitiCoast PayContinental FinanceDiscoverFifth Third BankFirst ProgressFortivaGeminiImagine CardIndigoLuxury CardMilestone MastercardNavy Federal Credit UnionNibblesopenskyPayPalPenFed Credit UnionPerpayPREMIER BankcardProsperRampRevenuedRevviSelfSoFiSonySynchronyTotal VisaU.S. BankVaroWebBankWells FargoYendo
219 cards in United States
Showing 25–48
- 5x Travel
- 4x Gas & fuel
- 2x Dining & restaurants
Verified 7 Sept 2026
- 3% Groceries
- 1% Everything else
- Annual fee
- $0
- Purchase APR
- 29.99% Variable
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 29.99% Variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates.
- up to 10% Everything else
- Annual fee
- $0
- Purchase APR
- 35.99%*
Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 35.99%*, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates.
- 1.50% Everything else
- Annual fee
- $0
- Purchase APR
- 16.74% - 24.74% Variable
- Welcome offer
- Earn $750 bonus cash back
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 16.74% - 24.74% Variable, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% Intro APR on Purchases for 12 Months. Balance transfer APR: 16.74% - 24.74% Variable.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 5% Travel
- 3% Dining & restaurants
- 1.50% Everything else
- Annual fee
- $0
- Purchase APR
- 18.24% - 27.74% Variable
- Welcome offer
- Earn $200 cash back
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 18.24% - 27.74% Variable, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% Intro APR on Purchases for 15 months. Balance transfer APR: 18.24% - 27.74% Variable.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 2x Dining & restaurants
- Annual fee
- $0
- Purchase APR
- 19.49% - 28.49% variable APR
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 5% Groceries
- Annual fee
- $0
- Welcome offer
- Earn a $25 bonus when you spend $100 in your first 30 days. See terms.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 5x Travel
- 1.25x Everything else
- Annual fee
- $0
- Purchase APR
- 18.49% - 28.49% variable APR
- Welcome offer
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 18.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: Low intro APR for 15 months. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 2% Transport & transit
- Annual fee
- $0
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates.
- 3% Online shopping
- 2% Gas & fuel
- 1% Everything else
- Welcome offer
- $50 Amazon Gift Card Get a $50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.
Verified 7 Sept 2026
- 5x Travel
- 3x Groceries
- 2x Dining & restaurants
- Annual fee
- $0
- Purchase APR
- 18.49% - 28.49% variable APR
- Welcome offer
- Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 18.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 3% Gas & fuel
- Annual fee
- $0
- Purchase APR
- 19.49% - 28.49% variable APR
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
- 7x Dining & restaurants
- 2x Travel
- 1.5x Streaming & subscriptions
- Annual fee
- $0
- Welcome offer
- Spend $500. Get $500.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates.
- 3x Dining & restaurants
- 1x Everything else
Verified 7 Sept 2026
- 10% Travel
- 3x Gas & fuel
- 2x Shopping
Verified 7 Sept 2026
- 3x Travel
- 1.5x Everything else
Verified 7 Sept 2026
- 2x Groceries
- 1x Everything else
Verified 7 Sept 2026
- 5% Gas & fuel
- 3% Dining & restaurants
- 2% Everything else
Verified 7 Sept 2026
- 25% Travel
- 2x Everything else
- 2x Gas & fuel
- Welcome offer
- Earn up to 40,000 bonus miles after qualifying activities.
Verified 7 Sept 2026
Bank of America® Customized Cash Rewards Credit Card
Bank of America · VISA
No ratings yetNot yet rated
- 6% Gas & fuel
- 2% Groceries
- 1% Everything else
Verified 7 Sept 2026
- 2% Everything else
Verified 7 Sept 2026
- 2% Travel
- Annual fee
- $0
- Purchase APR
- 18.24% - 28.49% variable APR
- Welcome offer
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Verified 1 Oct 2026
Rates, fees and fine print
Annual membership fee: $0. Purchase APR: 18.24% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Navy Federal More Rewards American Express® Card
Navy Federal Credit Union · AMEX
No ratings yetNot yet rated
- 3x Dining & restaurants
- 3x Groceries
- 3x Transport & transit
Verified 7 Sept 2026
For issuers and partners
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Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.
Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.
How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.