Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

97 cards in United States

Showing 49–72

Bank of America® Unlimited Cash Rewards Secured Credit Card

Bank of America · VISA

No ratings yetNot yet rated
  • 1.50% Everything else
Annual fee
$0
Purchase APR
27.49% variable APR
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 27.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

U.S. Bank Smartly™ Visa Signature® Card

U.S. Bank · VISA

No ratings yetNot yet rated
  • 2% Everything else
Annual fee
$0
Purchase APR
18.24% - 28.24% variable APR
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 18.24% - 28.24% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for the first 12 billing cycles.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

United Gateway Card

Chase · VISA

No ratings yetNot yet rated
  • 25% Travel
  • 2x Everything else
  • 2x Gas & fuel
Annual fee
$0
Purchase APR
19.74% - 28.24% variable APR
Welcome offer
Earn up to 40,000 bonus miles after qualifying activities.
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 19.74% - 28.24% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 12 months from account opening on purchases.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

The Gemini Credit Card®

Gemini · MASTERCARD

No ratings yetNot yet rated
  • up to 4% Transport & transit
  • 3% Dining & restaurants
Annual fee
$0

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 6 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Foreign transaction fee: None.

Rates and fees as published by the issuer and recorded on 6 Sept 2026. See the issuer's terms for current rates.

Prime Visa

Chase · VISA

No ratings yetNot yet rated
  • 5% Online shopping
  • 2% Gas & fuel
  • 1% Everything else
Annual fee
$0
Purchase APR
18.74% - 27.49% variable APR
Welcome offer
$150 Amazon Gift Card Prime members, get a $150 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 18.74% - 27.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Instacart Mastercard

Chase · MASTERCARD

No ratings yetNot yet rated
  • 2% Dining & restaurants
  • 1% Everything else
Annual fee
$0
Purchase APR
18.24% - 27.74% variable APR
Welcome offer
Get a $50 Instacart credit automatically upon approval
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 18.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Disney Visa Card

Chase · VISA

No ratings yetNot yet rated
  • 10% Shopping
Annual fee
$0
Purchase APR
18.24% - 27.74% variable APR
Welcome offer
$150 Offer Get a $100 Disney Gift Card eGift to use today upon approval + earn a $50 statement credit after you spend $500 on purchases in the first 3 months from account opening.
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 18.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

United Explorer Card

Chase · VISA

No ratings yetNot yet rated
  • 3x Everything else
  • 2x Travel
  • 2x Dining & restaurants
Annual fee
$0
Purchase APR
19.74% - 28.24% variable APR
Welcome offer
Earn up to 60,000 bonus miles after qualifying activities.
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 19.74% - 28.24% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Revenued Business Card

Revenued · VISA

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
Factor Based
Verified 30 Aug 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: Factor Based, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 30 Aug 2026. See the issuer's terms for current rates.

Platinum Secured

Capital One · MASTERCARD

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
28.99% variable APR
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 28.99% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Prosper® Card

Prosper · MASTERCARD

No ratings yetNot yet rated
Annual fee
$0
Verified 6 Sept 2026
Rates, fees and fine print

Annual membership fee: $0.

Rates and fees as published by the issuer and recorded on 6 Sept 2026. See the issuer's terms for current rates.

Platinum

Capital One · MASTERCARD

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
28.99% variable APR
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 28.99% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Discover it Student Cash Back Credit Card

Discover · DISCOVER

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
16.49% - 25.49% variable APR
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 16.49% - 25.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 6 months on purchases; 16.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Savor Rewards

Capital One · MASTERCARD

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
18.49% - 28.49% variable APR
Verified 7 Sept 2026
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 18.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: Low intro APR for 12 months.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

For issuers and partners

Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.

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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.