Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

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Australia91Canada155Hong Kong20Japan15Singapore55United Arab Emirates37United Kingdom107United States205
All card typesCash back50Rewards121Travel & airline85No annual fee97Balance transfer7Low interest24Student10Business23
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50 cards in United States

Showing 25–48

DoorDash Rewards Mastercard

Chase · MASTERCARD

No ratings yetNot yet rated
  • 3% Dining & restaurants
  • 2% Groceries
  • 1% Everything else
Annual fee
$0
Purchase APR
18.24% - 27.74% variable APR
Welcome offer
Approved applicants receive a free year of DashPass that will auto-renew at $96/yr. Cancel anytime.
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 18.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Bank of America® Customized Cash Rewards Secured Credit Card

Bank of America · VISA

No ratings yetNot yet rated
  • 6% Gas & fuel
  • 2% Groceries
  • 1% Everything else
Annual fee
$0
Purchase APR
27.49% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 27.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Bank of America® Unlimited Cash Rewards Secured Credit Card

Bank of America · VISA

No ratings yetNot yet rated
  • 1.50% Everything else
Annual fee
$0
Purchase APR
27.49% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 27.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Instacart Mastercard

Chase · MASTERCARD

No ratings yetNot yet rated
  • 2% Dining & restaurants
  • 1% Everything else
Annual fee
$0
Purchase APR
18.24% - 27.74% variable APR
Welcome offer
Get a $50 Instacart credit automatically upon approval
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 18.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

QuicksilverOne Rewards

Capital One · MASTERCARD

No ratings yetNot yet rated
  • 1.50% Everything else
Annual fee
$39
Purchase APR
28.99% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $39. Purchase APR: 28.99% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Blue Cash Preferred® Card

American Express · AMEX

No ratings yetNot yet rated
  • 3% Transport & transit
  • 1% Everything else
Annual fee
$95
Purchase APR
19.49% - 28.49% variable APR
Verified 10 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $95. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Ink Business Premier Credit Card

Chase · VISA

No ratings yetNot yet rated
  • 5% Travel
  • 5% Transport & transit
  • 2.50% Everything else
Annual fee
$195
Purchase APR
17.74% - 28.49% variable APR
Welcome offer
Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $195. Purchase APR: 17.74% - 28.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Revenued Business Card

Revenued · VISA

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
Factor Based
Verified 30 Aug 2026
See if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: Factor Based, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 30 Aug 2026. See the issuer's terms for current rates.

Discover it Student Cash Back Credit Card

Discover · DISCOVER

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
16.49% - 25.49% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 16.49% - 25.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 6 months on purchases; 16.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Savor Rewards

Capital One · MASTERCARD

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
18.49% - 28.49% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 18.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: Low intro APR for 12 months.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Discover it Student Chrome Credit Card

Discover · DISCOVER

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
16.49% - 25.49% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 16.49% - 25.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 6 months on purchases; 16.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Savor Rewards for Students

Capital One · MASTERCARD

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
18.49% - 28.49% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 18.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Discover it Chrome Gas and Restaurants Credit Card

Discover · DISCOVER

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
17.49% - 26.49% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 17.49% - 26.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 15 months on purchases and balance transfers; 17.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

PenFed Power Cash Rewards® Visa Signature® Card

PenFed Credit Union · VISA

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
16.49% - 17.99% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 16.49% - 17.99% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for 12 months on balance transfers made in the first .

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Discover it Cash Back Credit Card

Discover · DISCOVER

No ratings yetNot yet rated
Annual fee
$0
Purchase APR
17.49% - 26.49% variable APR
Verified 7 Sept 2026
ApplySee if it fits my spending
Full details
Rates, fees and fine print

Annual membership fee: $0. Purchase APR: 17.49% - 26.49% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% intro APR for 15 months on purchases and balance transfers; 17.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 685 cards. Each is re-verified against its issuer or network source on a monthly schedule.