Compare credit cards by what you actually spend

One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.

56 cards in Hong Kong

Showing 25–48

BOC SOGO Visa Platinum Card

Bank of China (Hong Kong) · VISA

No ratings yetNot yet rated
  • 0.40% Everything else
Annual fee
HK$1,600
Purchase APR
35.7% APR
Welcome offer
A HK$500 SOGO eGift certificate for HK$5,000 of spend, or 10% cash rebate on mobile payments (up to HK$300), in the first 3 months for new BOC credit card customers (offer ends 31 December 2026)
Verified 5 Oct 2026

HSBC easy Credit Card

HSBC Hong Kong · VISA

No ratings yetNot yet rated
  • 0.40% Everything else
Annual fee
HK$1,800
Purchase APR
35.42% APR
Welcome offer
Up to HK$700 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement
Verified 4 Oct 2026

Citi PremierMiles Card

Citibank Hong Kong · MASTERCARD

No ratings yetNot yet rated
  • up to 0.25x Travel
  • 0.13x Everything else
Annual fee
HK$1,800
Purchase APR
34.28% APR
Welcome offer
240,000 points (20,000 miles) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 5 Oct 2026

Citi Rewards Card

Citibank Hong Kong · MASTERCARD

No ratings yetNot yet rated
  • 3% Shopping
  • 3% Entertainment
Annual fee
HK$1,800
Purchase APR
34.28% APR
Welcome offer
HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)
Verified 5 Oct 2026

DBS Eminent Visa Platinum Card

DBS Hong Kong · VISA

No ratings yetNot yet rated
  • up to 5% Dining & restaurants
  • up to 5% Health & pharmacy
  • up to 1% Everything else
Annual fee
HK$1,800
Purchase APR
34.58% APR
Welcome offer
HK$500 cash rebate for new DBS credit card customers who spend HK$5,000 within 3 months, plus HK$100 for a Flexi Shopping instalment (offer ends 5 October 2026)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 5 Oct 2026

Citi Octopus Platinum Card

Citibank Hong Kong · VISA

No ratings yetNot yet rated
  • up to 15% Transport & transit
  • 0.50% Everything else
Annual fee
HK$1,800
Purchase APR
34.28% APR
Welcome offer
HK$1,800 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 5 Oct 2026

HSBC Pulse UnionPay Dual Currency Diamond Credit Card

HSBC Hong Kong · UNIONPAY

No ratings yetNot yet rated
  • 0.40% Everything else
Annual fee
HK$1,800
Purchase APR
35.42% APR
Welcome offer
Up to HK$800 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement, plus HK$10 RewardCash for every HK$50 or RMB50 paid by QR code (up to HK$280) when you apply with the promo code HSBCPULSE by 31 December 2026
Verified 4 Oct 2026

DBS Live Fresh Card

DBS Hong Kong · MASTERCARD

No ratings yetNot yet rated
  • 1% Online shopping
Annual fee
HK$1,800
Purchase APR
34.58% APR
Welcome offer
HK$500 cash rebate for new DBS credit card customers who spend HK$5,000 within 3 months, plus HK$100 for a Flexi Shopping instalment (offer ends 5 October 2026)
Verified 5 Oct 2026

Citi Cash Back Card

Citibank Hong Kong · MASTERCARD

No ratings yetNot yet rated
  • 2% Dining & restaurants
  • 2% Travel
  • 1% Everything else
Annual fee
HK$1,800
Purchase APR
34.28% APR
Welcome offer
HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher (worth HK$538) for new customers who spend HK$5,000 within 2 months (offer ends 1 February 2027)
Verified 5 Oct 2026

BOC SOGO Visa Signature Card

Bank of China (Hong Kong) · VISA

No ratings yetNot yet rated
  • 0.40% Everything else
Annual fee
HK$2,000
Purchase APR
35.7% APR
Welcome offer
A HK$500 SOGO eGift certificate for HK$5,000 of spend, or 10% cash rebate on mobile payments (up to HK$300), in the first 3 months for new BOC credit card customers (offer ends 31 December 2026)
Verified 5 Oct 2026

BOC Cheers Visa Signature Card

Bank of China (Hong Kong) · VISA

No ratings yetNot yet rated
  • up to 3.20% Dining & restaurants
  • up to 3.20% Travel
  • 0.40% Everything else
Annual fee
HK$2,000
Purchase APR
35.7% APR
Welcome offer
150,000 Gift Points (worth HK$600) for new customers who spend HK$10,000 in the first 3 months, or 225,000 for BOC Private Wealth and Wealth Management customers (offer ends 31 December 2026)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 5 Oct 2026

Standard Chartered Simply Cash Visa Card

Standard Chartered Hong Kong · VISA

No ratings yetNot yet rated
  • 1.50% Everything else
Annual fee
HK$2,000
Purchase APR
35.7% APR
Welcome offer
HK$1,200 cashback for new cardholders who hold a Premium, Priority or Priority Private Banking plan with at least HK$100,000, apply online and spend HK$3,000 within 2 months (offer ends 17 January 2027)
Verified 4 Oct 2026

Standard Chartered Cathay Mastercard

Standard Chartered Hong Kong · MASTERCARD

No ratings yetNot yet rated
  • 0.25x Dining & restaurants
  • 0.25x Travel
  • 0.17x Everything else
Annual fee
HK$2,000
Purchase APR
35.7% APR
Welcome offer
Up to 40,000 Asia Miles for new cardholders who apply online: 10,000 for HK$5,000, 20,000 for HK$40,000 or 40,000 for HK$110,000 spent within 2 months, or a HK$2,000 Cathay Gift Card for HK$6,000 of spend when you apply by 30 November 2026 (offer ends 17 January 2027)
Verified 4 Oct 2026

BOC Hong Kong Airlines Visa Signature Card

Bank of China (Hong Kong) · VISA

No ratings yetNot yet rated
  • 0.33x Online shopping
  • 0.33x Travel
  • 0.2x Everything else
Annual fee
HK$2,000
Purchase APR
35.7% APR
Welcome offer
13,000 Fortune Wings Club points for HK$13,000 of spend, or 8,000 for HK$8,000, within 2 months and with at least 3 mobile payments, for new BOC credit card customers (offer ends 31 December 2026)
Verified 5 Oct 2026

HSBC EveryMile Credit Card

HSBC Hong Kong · VISA

No ratings yetNot yet rated
  • up to 0.5x Transport & transit
  • up to 0.5x Travel
  • 0.2x Everything else
Annual fee
HK$2,000
Purchase APR
35.42% APR
Welcome offer
Up to HK$1,250 RewardCash (25,000 miles) for new HSBC credit card customers who apply online: HK$800 for HK$8,000 spent, or HK$1,250 for HK$25,000, within 60 days of getting the card

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 4 Oct 2026

DBS Eminent Visa Signature Card

DBS Hong Kong · VISA

No ratings yetNot yet rated
  • up to 5% Dining & restaurants
  • up to 5% Health & pharmacy
  • up to 1% Everything else
Annual fee
HK$2,000
Purchase APR
34.58% APR
Welcome offer
HK$500 cash rebate for new DBS credit card customers who spend HK$5,000 within 3 months, plus HK$100 for a Flexi Shopping instalment (offer ends 5 October 2026)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 5 Oct 2026

DBS Black World Mastercard

DBS Hong Kong · MASTERCARD

No ratings yetNot yet rated
  • up to 0.5x Travel
  • 0.17x Everything else
Annual fee
HK$3,600
Purchase APR
34.58% APR
Welcome offer
Up to 32,000 Asia Miles for new DBS credit card customers: 8,000 for HK$8,000, 12,000 for HK$20,000 or 30,000 for HK$60,000 spent within 3 months, plus 2,000 for a Flexi Shopping instalment; or a DAYCROWN 28-inch Front & Middle Opening suitcase for HK$8,000 (offer ends 5 October 2026)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 5 Oct 2026

BOC Cheers Visa Infinite Card

Bank of China (Hong Kong) · VISA

No ratings yetNot yet rated
  • up to 4% Dining & restaurants
  • up to 4% Travel
  • 0.40% Everything else
Annual fee
HK$3,800
Purchase APR
35.7% APR
Welcome offer
225,000 Gift Points (worth HK$900) for new customers who spend HK$12,000 in the first 3 months, or 300,000 for BOC Private Wealth and Wealth Management customers (offer ends 31 December 2026)

Rates shown as “up to” are the issuer's advertised maximum, not a guaranteed rate.

Verified 5 Oct 2026

Citi Prestige Card

Citibank Hong Kong · MASTERCARD

No ratings yetNot yet rated
  • 0.25x Travel
  • 0.17x Everything else
Annual fee
HK$3,800
Purchase APR
34.28% APR
Welcome offer
Up to 720,000 points, HK$1,200 cash rebate and a Peninsula Hong Kong cake voucher for new customers who pay the HK$3,800 first-year fee and spend HK$5,000 within 2 months; half the points need a Citigold account (offer ends 1 February 2027)
Verified 5 Oct 2026
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Common questions about comparing cards

How do I choose a credit card?

Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.

Can I compare credit cards from different countries?

Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.

Does comparing credit cards affect my credit score?

Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.

How does Woodo rank credit cards?

Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.

Do credit card comparison sites get paid to rank cards higher?

Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.

How current is the card data?

Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.

Woodo currently tracks 1055 cards. Each is re-verified against its issuer or network source on a monthly schedule.